UTI - MNC Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 99% of 3-year investment horizons.
- Cost-efficient: expense ratio of 2.16% is lower than category median (2.52%).
- Over 20 years of operational history across different market cycles.
- Experienced a maximum drawdown of -48.0% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.50% | +6.32% | -0.82% |
| 3 Months | -3.74% | -0.20% | -3.54% |
| 6 Months | +3.06% | +5.98% | -2.92% |
| 1 Year | -1.48% | +3.90% | -5.38% |
| 3 Years CAGR | +8.51% | +13.23% | -4.72% |
| 5 Years CAGR | +6.89% | +10.72% | -3.83% |
| 7 Years CAGR | +10.51% | +15.35% | -4.84% |
| 10 Years CAGR | +10.36% | +14.26% | -3.90% |
| Since Inception | +12.13% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI MNC Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.33% | +4.03% | -5.36% |
| 2025 | +3.37% | +1.43% | +1.94% |
| 2024 | +16.69% | +20.41% | -3.72% |
| 2023 | +22.64% | +30.70% | -8.06% |
| 2022 | -1.44% | +1.66% | -3.10% |
| 2021 | +24.14% | +30.31% | -6.17% |
| 2020 | +12.90% | +13.54% | -0.64% |
| 2019 | -1.71% | +7.11% | -8.82% |
| 2018 | -0.28% | -5.94% | +5.66% |
| 2017 | +37.29% | +39.22% | -1.93% |
| 2016 | -3.00% | +4.10% | -7.10% |
| 2015 | +12.65% | +1.85% | +10.80% |
| 2014 | +62.94% | +52.06% | +10.88% |
| 2013 | +10.63% | -4.06% | +14.69% |
| 2012 | +31.26% | +26.60% | +4.66% |
| 2011 | -6.04% | -23.05% | +17.01% |
| 2010 | +26.07% | +18.91% | +7.16% |
| 2009 | +82.03% | +77.75% | +4.28% |
| 2008 | -42.78% | -57.13% | +14.35% |
| 2007 | +32.45% | +66.75% | -34.30% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -44.04% | +15.66% | +11.61% | +99.35% | 79.7% | 18.9% |
| 3-Year Rolling | -9.35% | +15.10% | +13.37% | +37.80% | 99.2% | 0.0% |
| 5-Year Rolling | -0.65% | +14.98% | +14.36% | +26.71% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2008-10-27 | -48.0% | 10 months | 13 months |
| 2006-04-05 | 2006-06-14 | -33.5% | 2 months | 12 months |
| 2018-08-31 | 2020-03-23 | -32.5% | 19 months | 9 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of multi national corporations/entities | 80%-100% Money Market Instruments and other instruments permissible under residual portion :0%- 20% |
Investment Objective & Strategy
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of multinational companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,699 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Consumption Fund | 3.4 | +8.93% | 2.69% | 109.7% | Rs 475 cr | Compare → |
| quant Business Cycle Fund | 2.9 | +9.36% | - | 125.9% | Rs 938 cr | Compare → |
| Tata Business Cycle Fund | 5.3 | +9.38% | 2.17% | 107.4% | Rs 2,458 cr | Compare → |
| Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund | 3.1 | +8.50% | 2.52% | 115.0% | Rs 1,497 cr | Compare → |
| Taurus Ethical Fund | 2.8 | +9.29% | 2.72% | 104.4% | Rs 458 cr | Compare → |
Frequently Asked Questions about UTI MNC Fund
What is the expense ratio of UTI MNC Fund?
UTI MNC Fund has a total expense ratio (TER) of 2.16% with a base expense ratio of 1.69%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages UTI MNC Fund?
UTI MNC Fund is managed by Karthikraj Lakshmanan.
What are the historical returns of UTI MNC Fund?
UTI MNC Fund delivered a 3-year CAGR of 8.51% and a 5-year CAGR of 6.89%. Its 1-year return stands at -1.48%.
How large is UTI MNC Fund?
UTI MNC Fund manages assets of Rs 2,699 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is UTI MNC Fund scored on MFIQ?
UTI MNC Fund holds an MFIQ Score of 4.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI MNC Fund?
UTI MNC Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.16% with a maximum historical drawdown of -48.01%.