Sundaram Consumption Fund(Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Growth)
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 92% of 3-year investment horizons.
- Over 20 years of operational history across different market cycles.
- Downside capture of 115% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -70.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +9.13% | +6.32% | +2.81% |
| 3 Months | -0.63% | -0.20% | -0.43% |
| 6 Months | +8.48% | +5.98% | +2.50% |
| 1 Year | -3.13% | +3.90% | -7.03% |
| 3 Years CAGR | +8.50% | +13.23% | -4.73% |
| 5 Years CAGR | +9.99% | +10.72% | -0.73% |
| 7 Years CAGR | +12.61% | +15.35% | -2.74% |
| 10 Years CAGR | +11.47% | +14.26% | -2.79% |
| Since Inception | +11.77% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.05% | +4.03% | -5.08% |
| 2025 | -0.07% | +1.43% | -1.50% |
| 2024 | +20.09% | +20.41% | -0.32% |
| 2023 | +30.25% | +30.70% | -0.45% |
| 2022 | +9.35% | +1.66% | +7.69% |
| 2021 | +19.35% | +30.31% | -10.96% |
| 2020 | +13.48% | +13.54% | -0.06% |
| 2019 | +2.71% | +7.11% | -4.40% |
| 2018 | -7.82% | -5.94% | -1.88% |
| 2017 | +38.69% | +39.22% | -0.53% |
| 2016 | +21.12% | +4.10% | +17.02% |
| 2015 | +6.31% | +1.85% | +4.46% |
| 2014 | +47.37% | +52.06% | -4.69% |
| 2013 | -0.64% | -4.06% | +3.42% |
| 2012 | +34.06% | +26.60% | +7.46% |
| 2011 | -23.05% | -23.05% | 0.00% |
| 2010 | +20.79% | +18.91% | +1.88% |
| 2009 | +75.37% | +77.75% | -2.38% |
| 2008 | -61.39% | -57.13% | -4.26% |
| 2007 | +69.94% | +66.75% | +3.19% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -63.06% | +14.61% | +12.23% | +120.64% | 73.8% | 39.8% |
| 3-Year Rolling | -8.86% | +13.01% | +14.03% | +34.40% | 92.4% | 37.6% |
| 5-Year Rolling | -3.52% | +12.89% | +12.60% | +26.22% | 98.2% | 14.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2009-03-09 | -70.5% | 14 months | 63 months |
| 2018-01-08 | 2020-03-23 | -36.0% | 26 months | 8 months |
| 2024-09-23 | 2026-03-23 | -24.7% | 18 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related securities of companies engaged in consumption sector 80% - 100%; Other Equities 0% - 20%; Fixed Income, Money Market instruments and Cash & Cash Equivalents 0% - 20%; Investment in REITs & InvITs 0% - 10%; Overseas Securities (Including ETFs)/Foreign Securities, ADRs and GDRs 0% - 20%. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,497 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| quant Business Cycle Fund | 2.9 | +9.36% | - | 125.9% | Rs 938 cr | Compare → |
| QUANTUM ESG BEST IN CLASS STRATEGY FUND | 4.0 | +8.02% | 2.25% | 106.9% | Rs 89.8 cr | Compare → |
| UTI MNC Fund | 4.1 | +8.51% | 2.16% | 93.1% | Rs 2,699 cr | Compare → |
| Axis ESG Integration Strategy Fund | 3.4 | +8.07% | 2.65% | 97.0% | Rs 1,026 cr | Compare → |
| Mahindra Manulife Consumption Fund | 3.4 | +8.93% | 2.69% | 109.7% | Rs 475 cr | Compare → |
Frequently Asked Questions about Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund
What is the expense ratio of Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund?
Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund has a total expense ratio (TER) of 2.52% with a base expense ratio of 1.82%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund?
Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund is managed by Anuj Bansal.
What are the historical returns of Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund?
Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund delivered a 3-year CAGR of 8.5% and a 5-year CAGR of 9.99%. Its 1-year return stands at -3.13%.
How large is Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund?
Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund manages assets of Rs 1,497 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund scored on MFIQ?
Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund holds an MFIQ Score of 3.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund?
Sundaram Consumption Fund Formerly Known as Sundaram Rural and Consumption Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.59% with a maximum historical drawdown of -70.48%.