Mahindra Manulife Consumption Fund- Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 9.64% demonstrates steady long-term compounding.
- Downside capture of 110% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.54% | +6.32% | +1.22% |
| 3 Months | -1.36% | -0.20% | -1.16% |
| 6 Months | +4.82% | +5.98% | -1.16% |
| 1 Year | -3.67% | +3.90% | -7.57% |
| 3 Years CAGR | +8.93% | +13.23% | -4.30% |
| 5 Years CAGR | +9.64% | +10.72% | -1.08% |
| 7 Years CAGR | +11.83% | +15.35% | -3.52% |
| Since Inception | +10.50% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Mahindra Manulife Consumption Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -3.18% | +4.03% | -7.21% |
| 2025 | +1.29% | +1.43% | -0.14% |
| 2024 | +21.33% | +20.41% | +0.92% |
| 2023 | +27.01% | +30.70% | -3.69% |
| 2022 | +7.76% | +1.66% | +6.10% |
| 2021 | +22.60% | +30.31% | -7.71% |
| 2020 | +9.96% | +13.54% | -3.58% |
| 2019 | -1.24% | +7.11% | -8.35% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -27.99% | +13.21% | +8.96% | +63.32% | 74.7% | 36.1% |
| 3-Year Rolling | +6.00% | +15.80% | +15.89% | +25.40% | 100.0% | 37.0% |
| 5-Year Rolling | +7.51% | +15.79% | +15.62% | +23.82% | 100.0% | 4.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-06 | 2020-03-23 | -34.1% | 2 months | 9 months |
| 2024-09-23 | 2026-03-23 | -24.4% | 18 months | Not yet recovered |
| 2021-10-18 | 2022-06-17 | -12.6% | 8 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments of companies engaged in consumption and consumption related sector^: 80%-100, Equity and Equity Related Instruments of companies other than companies engaged in consumption and consumption related sector ^ | 0%-20%, Money Market Instruments / other liquid instruments@: 0%-20%, Units of mutual funds$ (Including Gold & Silver ETFs): 0% - 20% , Units issued by REITs & InvITs: 0%-10%^^ including derivative instruments to the extent of 50% of the equity component of the Scheme. Investment in derivatives shall be for hedging, portfolio balancing and such other purposes as maybe permitted from time to time under the Regulations and subject to guidelines issued by SEBI/RBI from time to time. @other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI from time to time. $The Scheme may also invest in units of Overnight funds, Liquid funds and Money Market Mutual Funds subject to compliance with Clause 3 of Sixth Schedule of the Regulations read with Clause 13.14.1 of SEBI Master Circular. Note: For detailed Asset Allocation please refer Scheme Information Document of the Scheme available on our website www.mahindramanulife.com |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit from consumption led demand in India. However, there can be no assurance that the investment objective of the Scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 475 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Tata Business Cycle Fund | 5.3 | +9.38% | 2.17% | 107.4% | Rs 2,458 cr | Compare → |
| UTI MNC Fund | 4.1 | +8.51% | 2.16% | 93.1% | Rs 2,699 cr | Compare → |
| Taurus Ethical Fund | 2.8 | +9.29% | 2.72% | 104.4% | Rs 458 cr | Compare → |
| quant Business Cycle Fund | 2.9 | +9.36% | - | 125.9% | Rs 938 cr | Compare → |
| Invesco India ESG Integration Strategy Fund | 3.8 | +9.68% | 2.56% | 102.8% | Rs 388 cr | Compare → |
Frequently Asked Questions about Mahindra Manulife Consumption Fund
What is the expense ratio of Mahindra Manulife Consumption Fund?
Mahindra Manulife Consumption Fund has a total expense ratio (TER) of 2.69% with a base expense ratio of 2.1%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Mahindra Manulife Consumption Fund?
Mahindra Manulife Consumption Fund is managed by Navin Matta (tenure: 2.0 years since 2024-10-24).
What are the historical returns of Mahindra Manulife Consumption Fund?
Mahindra Manulife Consumption Fund delivered a 3-year CAGR of 8.93% and a 5-year CAGR of 9.64%. Its 1-year return stands at -3.67%.
How large is Mahindra Manulife Consumption Fund?
Mahindra Manulife Consumption Fund manages assets of Rs 475 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Mahindra Manulife Consumption Fund scored on MFIQ?
Mahindra Manulife Consumption Fund holds an MFIQ Score of 3.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Mahindra Manulife Consumption Fund?
Mahindra Manulife Consumption Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.86% with a maximum historical drawdown of -34.12%.