Welcome to MFIQ (the "Website"), accessible at https://mfiq.pages.dev. By accessing or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please discontinue use of the Website immediately.
1. Purely Quantitative & Informational Service
MFIQ is an independent, automated quantitative research portal and screening tool designed strictly for general educational and informational purposes. MFIQ does not offer personalized investment recommendations, portfolio management, financial consulting, tax planning, or securities endorsement.
All mutual fund metrics, performance calculations (such as CAGR, Sharpe ratios, rolling returns, max drawdown, and capture ratios), and proprietary 4-pillar scores are algorithmically generated from public historical net asset values (NAVs) and statutory disclosures. Nothing on this Website shall be construed as a solicitation, offer, or recommendation to buy or sell any mutual fund unit or security.
2. Data Sources & Benchmark Proxies
Historical NAV data, total expense ratios (TER), asset allocation values, and scheme classifications are sourced from public disclosures published by the Association of Mutual Funds in India (AMFI) and mutual fund asset management companies (AMCs).
While reasonable care is exercised to cleanse historical feeds and handle corporate events, MFIQ does not warrant or guarantee the completeness, accuracy, timeliness, or sequencing of the underlying source feeds. Performance indices and benchmarks (including Nifty 50, Nifty Midcap 150, Nifty Smallcap 250, and Nifty 500) are proxied using publicly traded active direct growth index funds as detailed in our Methodology.
3. Intellectual Property & Permissible Use
All analytical source code, CSS stylesheets, visual interfaces, documentation, and compilation of metrics on MFIQ are protected by applicable intellectual property rights.
You are granted a limited, revocable, non-exclusive license to access and view the Website for personal, non-commercial purposes. You may not:
- Deploy automated bots, spiders, or scrapers in a manner that exceeds normal browsing load or disrupts server availability.
- Mirror, republish, or commercially re-sell MFIQ score datasets without prior written authorization.
- Attempt to reverse-engineer, circumvent rate-limiting mechanisms, or attack the underlying hosting infrastructure.
4. Disclaimer of Warranties
The Website and all content, metrics, tools, and rankings are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy.
Mutual fund investments are subject to market risks. Past performance does not guarantee future results. Investors must read all scheme-related offer documents (SID/KIM) carefully and conduct their own independent due diligence before making any capital allocation.
5. Limitation of Liability
To the maximum extent permitted by applicable law, MFIQ and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, or loss of profits, revenue, data, or investment capital resulting from your access to or reliance upon any data, calculations, rankings, or scores presented on the Website.
6. Third-Party Links & Advertisements
The Website may contain links to external third-party websites or display automated advertisements powered by networks such as Google AdSense. MFIQ does not endorse, control, or assume responsibility for the content, privacy policies, or commercial offerings of any third-party websites or advertisers.
7. Governing Law & Jurisdiction
These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be instituted exclusively in the competent courts situated in India.
8. Revisions & Contact
We reserve the right to amend or replace these Terms at any time. Continued use of the Website following any published revisions constitutes acceptance of the amended Terms.
If you have questions regarding these Terms, please contact us at or visit our Contact Page.