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Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option

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AMC: Motilal Oswal Mutual Fund • Category: Flexi Cap • NAV: Rs 65.1215 (2026-11-11) • Rank: #6 in category (#63 overall) • Index Proxy: Nifty 500
🏷️ Low Expense ⭐ Consistent Alpha 🏛️ 10+ Years Proven 🚀 High Bull Capture
Information only. Past performance does not guarantee future returns. Check the scheme documents and consult a qualified professional before investing.

💡 Why Pick This Fund? Quantitative Strengths & Watch-outs

🟢 Key Strengths
  • Delivered positive returns in 94% of 3-year investment horizons.
  • Generated +5.1% annualized alpha (excess return) over its benchmark.
  • Cost-efficient: expense ratio of 1.97% is lower than category median (2.17%).
  • Over 12 years of operational history across different market cycles.
🟡 Things to Keep in Mind
  • Downside capture of 105% indicates larger drops during broader market downturns.
  • Experienced a maximum drawdown of -37.1% during severe market crashes.
₹78₹107₹136₹165₹194Aug '21Mar '24Nov '26
Motilal Oswal Flexi Cap Fund
Proxy (Nifty 500)

Key Statistics vs Category Median

Fund Size
Rs 14,293 cr
Category: Rs 3,759 cr (stretched)
Total Expense (TER)
1.97%
Category Median: 2.17%
Base Expense (BER)
1.44%
Excludes levies & brokerage
Sharpe Ratio
0.67
Category Median: 0.48
Beta
1.01
Category Median: 0.96
Alpha
+5.06%
Category Median: +1.19%
Standard Deviation
17.09%
Category Median: 14.62%
MFIQ Score
6.1/10
Average
Performance and risk metrics closely match category benchmarks.
Returns (30%) 8.8/10
3Y CAGR 17.2% vs category median 12.9% (+4.3 points); 5Y CAGR 12.9%.
Risk Management (30%) 4.4/10
Sharpe ratio 0.67 (cat median 0.48), downside capture 105.3%, max fall -37.1%.
Consistency (20%) 2.4/10
94.3% of 3Y rolling windows positive; beat category median in 2 of 5 calendar years.
Cost Efficiency (20%) 8.3/10
Total expense ratio 1.97% vs category median 2.17% (-0.20% points).
Ranked #6 of 40 in Flexi Cap. Percentile standing measured against category cohort.

Trailing Returns Comparison

Period Fund Return Category Median Difference
1 Month +5.37% +6.72% -1.35%
3 Months +2.11% +0.95% +1.16%
6 Months +15.36% +7.48% +7.88%
1 Year +4.89% +3.87% +1.02%
3 Years CAGR +17.24% +12.91% +4.33%
5 Years CAGR +12.95% +9.13% +3.82%
7 Years CAGR +13.54% +13.79% -0.25%
10 Years CAGR +12.61% +13.48% -0.87%
Since Inception +16.17% - -

📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay

See how a regular monthly SIP in Motilal Oswal Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.

Bank FD Benchmark
7.0% p.a. Fixed Deposit
Total Invested: ₹3,60,000
Maturity Value: ₹4,01,630
Interest Earned: +₹41,630
Actual Historical Performance
Motilal Oswal Flexi Cap Fund
CAGR: +17.24%
Fund Value: Calculating...
Extra Wealth Over FD: +₹0

Calendar Year Returns

Year Fund Category Median Gap
2026 +8.04% +3.55% +4.49%
2025 -5.63% +3.91% -9.54%
2024 +45.69% +18.52% +27.17%
2023 +30.99% +28.78% +2.21%
2022 -2.98% -1.11% -1.87%
2021 +15.30% +32.43% -17.13%
2020 +10.30% +14.34% -4.04%
2019 +7.92% +10.28% -2.36%
2018 -7.85% -7.49% -0.36%
2017 +43.05% +37.90% +5.15%
2016 +8.45% +4.05% +4.40%
2015 +14.60% +1.06% +13.54%

Daily Rolling Returns Summary

Rolling Window Minimum Average Median Maximum % Positive % Beating Proxy
1-Year Rolling -31.15% +15.26% +10.95% +82.53% 72.5% 35.8%
3-Year Rolling -8.04% +13.89% +14.47% +33.64% 94.3% 52.9%
5-Year Rolling +0.56% +11.94% +12.24% +26.44% 100.0% 18.6%

Risk Profile & Deepest Drawdowns

Sortino Ratio
0.94
Category: 0.64
R-Squared
0.738
Correlation with Proxy
Upside Capture
123.8%
Monthly return ratio
Downside Capture
105.3%
Lower is better

Deepest Market Corrections (Depth >= 10%)

Peak Date Trough Date Fall Depth Months to Bottom Recovery Period
2020-02-19 2020-03-23 -37.1% 1 months 8 months
2024-12-16 2026-03-23 -22.4% 15 months Not yet recovered
2021-10-18 2022-06-17 -21.9% 8 months 13 months

Portfolio & Asset Allocation

Statutory Asset Allocation Mandate (SEBI / SID)

Instrument Category Permitted Allocation Range
Equity & Equity related instruments*65-100% ; Debt Instruments, Money Market Instruments, G-Secs, Cash and Cash at call, etc 0-35% Per Scheme Mandate

Investment Objective & Strategy

To achieve the Long-term capital growth & Investment in equity and equity related instruments across sectors and market-capitalization levels

ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.

Fund Size Position

Currently managing Rs 14,293 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Flexi Cap schemes.

Too Small Small Comfortable Stretched Strained

Fund Management

Siddharth Bothra
Niket Shah
Rakesh Shetty
Managing scheme since 2022-11-22
4.0 yrs tenure
Ankush Sood
Managing scheme since 2021-08-25
5.2 yrs tenure

Cost & Capital Gains Taxation

From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.

Applicable Tax Structure

Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.

Tax rules as of 23 July 2024. Verify before investing.

Closest Flexi Cap Peers by Rank

Scheme Score 3Y Return Expense Downside Fund Size Compare
360 ONE FLEXICAP FUND 6.4 +16.57% 2.33% 92.0% Rs 2,383 cr Compare →
BANK OF INDIA Flexi Cap Fund 6.4 +17.44% 2.28% 104.6% Rs 3,440 cr Compare →
Invesco India Flexi Cap Fund 6.6 +16.81% 2.08% 108.7% Rs 5,980 cr Compare →
HSBC Flexi Cap Fund 5.3 +15.99% 2.07% 104.7% Rs 6,072 cr Compare →
Bajaj Finserv Flexi Cap Fund 7.1 +16.15% 2.24% 96.8% Rs 9,567 cr Compare →

Frequently Asked Questions about Motilal Oswal Flexi Cap Fund

What is the expense ratio of Motilal Oswal Flexi Cap Fund?

Motilal Oswal Flexi Cap Fund has a total expense ratio (TER) of 1.97% with a base expense ratio of 1.44%, compared to the Flexi Cap category median of 2.17%.

Who manages Motilal Oswal Flexi Cap Fund?

Motilal Oswal Flexi Cap Fund is managed by Siddharth Bothra.

What are the historical returns of Motilal Oswal Flexi Cap Fund?

Motilal Oswal Flexi Cap Fund delivered a 3-year CAGR of 17.24% and a 5-year CAGR of 12.95%. Its 1-year return stands at +4.89%.

How large is Motilal Oswal Flexi Cap Fund?

Motilal Oswal Flexi Cap Fund manages assets of Rs 14,293 cr, placing it in the 'stretched' size band relative to Flexi Cap peers.

How is Motilal Oswal Flexi Cap Fund scored on MFIQ?

Motilal Oswal Flexi Cap Fund holds an MFIQ Score of 6.1/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.

How risky is Motilal Oswal Flexi Cap Fund?

Motilal Oswal Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.09% with a maximum historical drawdown of -37.15%.