Bajaj Finserv Flexi Cap Fund -Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +4.1% annualized alpha (excess return) over its benchmark.
- Consistently ranked #3 in its category with an MFIQ quantitative score of 7.1/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.18% | +6.72% | +1.46% |
| 3 Months | +0.95% | +0.95% | 0.00% |
| 6 Months | +9.14% | +7.48% | +1.66% |
| 1 Year | +6.86% | +3.87% | +2.99% |
| 3 Years CAGR | +16.15% | +12.91% | +3.24% |
| Since Inception | +15.78% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Bajaj Finserv Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +7.76% | +3.55% | +4.21% |
| 2025 | +6.48% | +3.91% | +2.57% |
| 2024 | +26.44% | +18.52% | +7.92% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -4.06% | +12.77% | +8.18% | +48.36% | 96.2% | 93.7% |
| 3-Year Rolling | +13.13% | +15.02% | +15.07% | +16.68% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2025-03-03 | -18.0% | 5 months | 7 months |
| 2025-11-03 | 2026-03-23 | -14.2% | 5 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of large cap, mid cap and small cap companies | 100%-65% Money market instruments, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and Units of Liquid, Overnight and Money Market Mutual Fund Schemes- 35%-0% |
Investment Objective & Strategy
To generate long term capital appreciation by investing predominantly in equity and equity related instruments across market capitalisation. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 9,567 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| ITI Flexi Cap Fund | 6.5 | +18.16% | 2.31% | 101.6% | Rs 1,773 cr | Compare → |
| Invesco India Flexi Cap Fund | 6.6 | +16.81% | 2.08% | 108.7% | Rs 5,980 cr | Compare → |
| Aditya Birla Sun Life Flexi Cap Fund | 6.5 | +15.93% | 1.66% | 83.5% | Rs 30,510 cr | Compare → |
| 360 ONE FLEXICAP FUND | 6.4 | +16.57% | 2.33% | 92.0% | Rs 2,383 cr | Compare → |
| Motilal Oswal Flexi Cap Fund | 6.1 | +17.24% | 1.97% | 105.3% | Rs 14,293 cr | Compare → |
Frequently Asked Questions about Bajaj Finserv Flexi Cap Fund
What is the expense ratio of Bajaj Finserv Flexi Cap Fund?
Bajaj Finserv Flexi Cap Fund has a total expense ratio (TER) of 2.24% with a base expense ratio of 1.51%, compared to the Flexi Cap category median of 2.17%.
Who manages Bajaj Finserv Flexi Cap Fund?
Bajaj Finserv Flexi Cap Fund is managed by Nimesh Chandan.
What are the historical returns of Bajaj Finserv Flexi Cap Fund?
Bajaj Finserv Flexi Cap Fund delivered a 3-year CAGR of 16.15%. Its 1-year return stands at +6.86%.
How large is Bajaj Finserv Flexi Cap Fund?
Bajaj Finserv Flexi Cap Fund manages assets of Rs 9,567 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is Bajaj Finserv Flexi Cap Fund scored on MFIQ?
Bajaj Finserv Flexi Cap Fund holds an MFIQ Score of 7.1/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Bajaj Finserv Flexi Cap Fund?
Bajaj Finserv Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.58% with a maximum historical drawdown of -18.02%.