HSBC Flexi Cap Fund - Regular Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 66% of historical 3-year rolling periods.
- Generated +3.3% annualized alpha (excess return) over its benchmark.
- Over 23 years of operational history across different market cycles.
- Experienced a maximum drawdown of -62.2% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.48% | +6.72% | -1.24% |
| 3 Months | +1.53% | +0.95% | +0.58% |
| 6 Months | +7.66% | +7.48% | +0.18% |
| 1 Year | +7.04% | +3.87% | +3.17% |
| 3 Years CAGR | +15.99% | +12.91% | +3.08% |
| 5 Years CAGR | +12.18% | +9.13% | +3.05% |
| 7 Years CAGR | +15.83% | +13.79% | +2.04% |
| 10 Years CAGR | +13.27% | +13.48% | -0.21% |
| Since Inception | +11.89% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in HSBC Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +7.36% | +3.55% | +3.81% |
| 2025 | +1.39% | +3.91% | -2.52% |
| 2024 | +28.62% | +18.52% | +10.10% |
| 2023 | +31.78% | +28.78% | +3.00% |
| 2022 | -4.62% | -1.11% | -3.51% |
| 2021 | +33.94% | +32.43% | +1.51% |
| 2020 | +16.00% | +14.34% | +1.66% |
| 2019 | +6.17% | +10.28% | -4.11% |
| 2018 | -10.60% | -7.49% | -3.11% |
| 2017 | +40.27% | +37.90% | +2.37% |
| 2016 | +5.58% | +4.05% | +1.53% |
| 2015 | -2.10% | +1.06% | -3.16% |
| 2014 | +54.77% | +54.77% | 0.00% |
| 2013 | +8.00% | +4.75% | +3.25% |
| 2012 | +25.04% | +32.18% | -7.14% |
| 2011 | -18.66% | -25.47% | +6.81% |
| 2010 | +15.74% | +15.86% | -0.12% |
| 2009 | +60.06% | +83.98% | -23.92% |
| 2008 | -54.56% | -56.62% | +2.06% |
| 2007 | +50.99% | +63.30% | -12.31% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -56.93% | +14.50% | +10.00% | +92.04% | 74.8% | 62.5% |
| 3-Year Rolling | -9.80% | +12.56% | +13.40% | +31.10% | 92.8% | 65.6% |
| 5-Year Rolling | -3.56% | +12.38% | +13.45% | +28.52% | 97.8% | 94.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2008-10-27 | -62.2% | 10 months | 66 months |
| 2018-01-23 | 2020-03-23 | -41.0% | 26 months | 8 months |
| 2006-05-10 | 2006-06-14 | -35.5% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related securities | 65%-100%;Money market instruments and other liquid instruments -0%-35%; Units of InvITs-0%- 10%, Units of Gold and Silver ETFs - 0% - 35% |
Investment Objective & Strategy
To seek long term capital growth through investments made dynamically across market capitalization (i.e., Large, Mid,and Small Caps). The investment couldbe in any one, two or all three types of market capitalization. The Scheme aims to predominantly invest in equity and equity related securities. However, in line with the asset allocation pattern of the Scheme, it could move its assets between equity and fixed income securities depending on its view on these markets.However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 6,072 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| BANK OF INDIA Flexi Cap Fund | 6.4 | +17.44% | 2.28% | 104.6% | Rs 3,440 cr | Compare → |
| Parag Parikh Flexi Cap Fund | 7.1 | +12.72% | 1.29% | 45.9% | Rs 156,540 cr | Compare → |
| Motilal Oswal Flexi Cap Fund | 6.1 | +17.24% | 1.97% | 105.3% | Rs 14,293 cr | Compare → |
| Helios Flexi Cap Fund | 7.1 | - | 2.04% | 92.7% | Rs 9,920 cr | Compare → |
| 360 ONE FLEXICAP FUND | 6.4 | +16.57% | 2.33% | 92.0% | Rs 2,383 cr | Compare → |
Frequently Asked Questions about HSBC Flexi Cap Fund
What is the expense ratio of HSBC Flexi Cap Fund?
HSBC Flexi Cap Fund has a total expense ratio (TER) of 2.07% with a base expense ratio of 1.57%, compared to the Flexi Cap category median of 2.17%.
Who manages HSBC Flexi Cap Fund?
HSBC Flexi Cap Fund is managed by Abhishek Gupta.
What are the historical returns of HSBC Flexi Cap Fund?
HSBC Flexi Cap Fund delivered a 3-year CAGR of 15.99% and a 5-year CAGR of 12.18%. Its 1-year return stands at +7.04%.
How large is HSBC Flexi Cap Fund?
HSBC Flexi Cap Fund manages assets of Rs 6,072 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is HSBC Flexi Cap Fund scored on MFIQ?
HSBC Flexi Cap Fund holds an MFIQ Score of 5.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HSBC Flexi Cap Fund?
HSBC Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.99% with a maximum historical drawdown of -62.21%.