Kotak Dividend Yield Fund - Regular -Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Solid MFIQ Score of 6.2/10 reflects sound fundamentals and risk management.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.64% | +5.50% | +3.14% |
| 3 Months | -0.48% | -0.59% | +0.11% |
| 6 Months | +2.78% | +3.38% | -0.60% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -2.15% | +0.10% | -2.25% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-02-18 | 2026-03-31 | -12.4% | 1 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Investments Indicative Allocation Equity and Equity related instruments of dividend yielding stocks | 80% - 100% Equity and Equity Related Instruments Other than dividend yielding stocks - 0-20% Debt and Money Market Securities - 0-20% Units of Gold/Silver ETF - 0-20% Units of InvITs - 0-10% |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. However, there is no assurance that the objective of the scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 295 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Dividend Yield schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Dividend Yield Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF Dividend Yield Fund | 6.2 | +18.04% | 2.48% | 111.0% | Rs 770 cr | Compare → |
| SBI Dividend Yield Fund | 6.2 | +11.43% | 2.04% | 88.4% | Rs 8,261 cr | Compare → |
| Tata Dividend Yield Fund | 4.8 | +12.45% | 2.29% | 102.2% | Rs 1,152 cr | Compare → |
| Aditya Birla Sun Life Dividend Yield Fund | 3.0 | +10.59% | 2.58% | 97.6% | Rs 1,411 cr | Compare → |
| Baroda BNP Paribas Dividend Yield Fund | 4.0 | - | 2.56% | 96.0% | Rs 547 cr | Compare → |
Frequently Asked Questions about Kotak Dividend Yield Fund
What is the expense ratio of Kotak Dividend Yield Fund?
Kotak Dividend Yield Fund has a total expense ratio (TER) of 2.57% with a base expense ratio of 2.1%, compared to the Dividend Yield category median of 2.56%.
Who manages Kotak Dividend Yield Fund?
Kotak Dividend Yield Fund is managed by Shibani Sircar Kurian (tenure: 0.8 years since 2026-01-27).
What are the historical returns of Kotak Dividend Yield Fund?
Kotak Dividend Yield Fund has a 1-year return of -.
How large is Kotak Dividend Yield Fund?
Kotak Dividend Yield Fund manages assets of Rs 295 cr, placing it in the 'too small' size band relative to Dividend Yield peers.
How is Kotak Dividend Yield Fund scored on MFIQ?
Kotak Dividend Yield Fund holds an MFIQ Score of 6.2/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Dividend Yield Fund?
Kotak Dividend Yield Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -12.44%.