LIC MF Dividend Yield Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +5.1% annualized alpha (excess return) over its benchmark.
- Consistently ranked #1 in its category with an MFIQ quantitative score of 6.2/10.
- Downside capture of 111% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.50% | +5.50% | 0.00% |
| 3 Months | +0.20% | -0.59% | +0.79% |
| 6 Months | +6.08% | +3.38% | +2.70% |
| 1 Year | +5.65% | +2.88% | +2.77% |
| 3 Years CAGR | +18.04% | +11.94% | +6.10% |
| Since Inception | +17.10% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Dividend Yield Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +6.33% | +0.10% | +6.23% |
| 2025 | +2.61% | +5.51% | -2.90% |
| 2024 | +31.80% | +16.39% | +15.41% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -7.79% | +14.04% | +6.10% | +63.47% | 84.6% | 66.2% |
| 3-Year Rolling | +15.44% | +17.38% | +17.07% | +19.86% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-10-01 | 2025-02-28 | -20.9% | 5 months | 17 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: EEquity and equity related instruments of dividend yielding companies | 80%-100% Equity and Equity related instruments other than dividend yielding companies, Money market instruments, other liquid instruments, INVITs and mutual funds units including Gold/ Silver ETFs.- 0%-20% Please refer Scheme Information Document for complete details. |
Investment Objective & Strategy
The Investment objective of the Scheme is to provide long term capital appreciation and/or Income Distribution cum Capital Withdrawal (IDCW) distribution by investing predominantly in dividend yielding equity and equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 770 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Dividend Yield schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Dividend Yield Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI Dividend Yield Fund | 6.2 | +11.43% | 2.04% | 88.4% | Rs 8,261 cr | Compare → |
| Tata Dividend Yield Fund | 4.8 | +12.45% | 2.29% | 102.2% | Rs 1,152 cr | Compare → |
| Aditya Birla Sun Life Dividend Yield Fund | 3.0 | +10.59% | 2.58% | 97.6% | Rs 1,411 cr | Compare → |
| Baroda BNP Paribas Dividend Yield Fund | 4.0 | - | 2.56% | 96.0% | Rs 547 cr | Compare → |
Frequently Asked Questions about LIC MF Dividend Yield Fund
What is the expense ratio of LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund has a total expense ratio (TER) of 2.48% with a base expense ratio of 2.02%, compared to the Dividend Yield category median of 2.56%.
Who manages LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund is managed by Sumit Bhatnagar (tenure: 0.2 years since 2026-09-01).
What are the historical returns of LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund delivered a 3-year CAGR of 18.04%. Its 1-year return stands at +5.65%.
How large is LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund manages assets of Rs 770 cr, placing it in the 'comfortable' size band relative to Dividend Yield peers.
How is LIC MF Dividend Yield Fund scored on MFIQ?
LIC MF Dividend Yield Fund holds an MFIQ Score of 6.2/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.17% with a maximum historical drawdown of -20.93%.