SBI Dividend Yield Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Cost-efficient: expense ratio of 2.04% is lower than category median (2.56%).
- Consistently ranked #2 in its category with an MFIQ quantitative score of 6.2/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.07% | +5.50% | +1.57% |
| 3 Months | -0.70% | -0.59% | -0.11% |
| 6 Months | +6.12% | +3.38% | +2.74% |
| 1 Year | +2.88% | +2.88% | 0.00% |
| 3 Years CAGR | +11.43% | +11.94% | -0.51% |
| Since Inception | +13.30% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI Dividend Yield Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.45% | +0.10% | +1.35% |
| 2025 | +6.01% | +5.51% | +0.50% |
| 2024 | +14.54% | +16.39% | -1.85% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.44% | +12.00% | +5.33% | +41.55% | 79.1% | 41.3% |
| 3-Year Rolling | +8.08% | +11.39% | +11.66% | +14.48% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-26 | 2025-04-07 | -18.3% | 6 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of dividend yielding companies | 80%-100% |
| Other equity & equity related instruments Including REITs | 0%-20% |
| Money market and other liquid instruments including units of domestic mutual funds | 0%-20% |
| Units issued by InvITs | 0%-10% |
| Gold and Silver Instruments | 0%-20% |
Investment Objective & Strategy
The investment objective of the scheme is to provide investors with opportunities for capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. However, there can be no assurance that the investment objective of the Scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 8,261 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Dividend Yield schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Dividend Yield Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF Dividend Yield Fund | 6.2 | +18.04% | 2.48% | 111.0% | Rs 770 cr | Compare → |
| Tata Dividend Yield Fund | 4.8 | +12.45% | 2.29% | 102.2% | Rs 1,152 cr | Compare → |
| Aditya Birla Sun Life Dividend Yield Fund | 3.0 | +10.59% | 2.58% | 97.6% | Rs 1,411 cr | Compare → |
| Baroda BNP Paribas Dividend Yield Fund | 4.0 | - | 2.56% | 96.0% | Rs 547 cr | Compare → |
Frequently Asked Questions about SBI Dividend Yield Fund
What is the expense ratio of SBI Dividend Yield Fund?
SBI Dividend Yield Fund has a total expense ratio (TER) of 2.04% with a base expense ratio of 1.52%, compared to the Dividend Yield category median of 2.56%.
Who manages SBI Dividend Yield Fund?
SBI Dividend Yield Fund is managed by Nidhi Chawla (tenure: 0.9 years since 2026-01-01).
What are the historical returns of SBI Dividend Yield Fund?
SBI Dividend Yield Fund delivered a 3-year CAGR of 11.43%. Its 1-year return stands at +2.88%.
How large is SBI Dividend Yield Fund?
SBI Dividend Yield Fund manages assets of Rs 8,261 cr, placing it in the 'stretched' size band relative to Dividend Yield peers.
How is SBI Dividend Yield Fund scored on MFIQ?
SBI Dividend Yield Fund holds an MFIQ Score of 6.2/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI Dividend Yield Fund?
SBI Dividend Yield Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.55% with a maximum historical drawdown of -18.28%.