Tata Small Cap Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 63% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.69% is lower than category median (2.17%).
- Experienced a maximum drawdown of -36.8% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | -3.02% | +1.11% | -4.13% |
| 3 Months | -4.49% | -1.13% | -3.36% |
| 6 Months | +4.05% | +7.86% | -3.81% |
| 1 Year | -2.72% | +11.28% | -14.00% |
| 3 Years CAGR | +8.21% | +13.50% | -5.29% |
| 5 Years CAGR | +10.71% | +13.60% | -2.89% |
| 7 Years CAGR | +19.90% | +22.98% | -3.08% |
| Since Inception | +17.90% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata Small Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.60% | +13.95% | -12.35% |
| 2025 | -12.47% | -3.98% | -8.49% |
| 2024 | +31.66% | +25.60% | +6.06% |
| 2023 | +33.51% | +41.38% | -7.87% |
| 2022 | +8.18% | -0.63% | +8.81% |
| 2021 | +70.52% | +61.25% | +9.27% |
| 2020 | +23.05% | +33.12% | -10.07% |
| 2019 | +2.56% | +2.56% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -30.31% | +23.61% | +14.28% | +112.92% | 77.3% | 50.2% |
| 3-Year Rolling | +6.70% | +26.04% | +26.66% | +47.72% | 100.0% | 63.1% |
| 5-Year Rolling | +10.02% | +25.93% | +27.33% | +38.89% | 100.0% | 60.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-07 | 2020-03-24 | -36.8% | 2 months | 6 months |
| 2024-10-16 | 2026-03-31 | -32.2% | 17 months | Not yet recovered |
| 2022-01-17 | 2022-06-20 | -18.8% | 5 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments^ of small cap companies$ 65% - 100%,Equity and equity related instruments^ of other than small cap companies 0% - 35%, Money Market Instruments including units of debt & liquid schemes of Tata Mutual Fund and other liquid instruments**, gold and/or silver instruments/ETF as permitted by SEBI 0% - 35%, Units of InvITs # 0% - 10%. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such investments shall be made in the schemes which are permitted by SEBI from time to time. ** Other liquid instruments include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. # A mutual fund may invest in the units of InvITs subject to the following: (a) No mutual fund under all its schemes shall own more than 10% of units issued by a single issuer of InvIT; and (b) The scheme shall not invest – i. more than 10% of its NAV in the units of InvIT; and ii. more than 5% of its NAV in the units of InvIT issued by a single issuer Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation by predominantly investing in equity and equity related instruments of small cap companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 12,684 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Small Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Small Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| QUANTUM SMALL CAP FUND | 3.8 | +9.16% | 2.31% | 72.7% | Rs 264 cr | Compare → |
| TRUSTMF SMALL CAP FUND | 6.6 | - | 2.83% | 76.9% | Rs 4,215 cr | Compare → |
| CANARA ROBECO SMALL CAP FUND | 3.8 | +9.78% | 1.89% | 83.1% | Rs 13,953 cr | Compare → |
| Motilal Oswal Small Cap Fund | 6.4 | - | 1.91% | 100.0% | Rs 8,735 cr | Compare → |
| SBI Small Cap Fund | 4.2 | +10.47% | 1.60% | 75.4% | Rs 41,354 cr | Compare → |
Frequently Asked Questions about Tata Small Cap Fund
What is the expense ratio of Tata Small Cap Fund?
Tata Small Cap Fund has a total expense ratio (TER) of 1.69% with a base expense ratio of 1.46%, compared to the Small Cap category median of 2.17%.
Who manages Tata Small Cap Fund?
Tata Small Cap Fund is managed by Chandraprakash Padiyar.
What are the historical returns of Tata Small Cap Fund?
Tata Small Cap Fund delivered a 3-year CAGR of 8.21% and a 5-year CAGR of 10.71%. Its 1-year return stands at -2.72%.
How large is Tata Small Cap Fund?
Tata Small Cap Fund manages assets of Rs 12,684 cr, placing it in the 'comfortable' size band relative to Small Cap peers.
How is Tata Small Cap Fund scored on MFIQ?
Tata Small Cap Fund holds an MFIQ Score of 3.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata Small Cap Fund?
Tata Small Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.90% with a maximum historical drawdown of -36.77%.