SBI Small Cap Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 99% of 3-year investment horizons.
- Strong capital defense: downside capture of 75% limits losses during market corrections.
- Cost-efficient: expense ratio of 1.6% is lower than category median (2.17%).
- Over 17 years of operational history across different market cycles.
- Large asset base (₹41,354 Cr) may make active stock entry and exit slower in mid/small caps.
- Experienced a maximum drawdown of -41.9% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.80% | +1.11% | +0.69% |
| 3 Months | -2.57% | -1.13% | -1.44% |
| 6 Months | +6.12% | +7.86% | -1.74% |
| 1 Year | +5.23% | +11.28% | -6.05% |
| 3 Years CAGR | +10.47% | +13.50% | -3.03% |
| 5 Years CAGR | +10.92% | +13.60% | -2.68% |
| 7 Years CAGR | +18.95% | +22.98% | -4.03% |
| 10 Years CAGR | +16.96% | +16.91% | +0.05% |
| Since Inception | +22.43% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI Small Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +6.80% | +13.95% | -7.15% |
| 2025 | -4.89% | -3.98% | -0.91% |
| 2024 | +24.14% | +25.60% | -1.46% |
| 2023 | +25.30% | +41.38% | -16.08% |
| 2022 | +8.14% | -0.63% | +8.77% |
| 2021 | +47.56% | +61.25% | -13.69% |
| 2020 | +33.62% | +33.12% | +0.50% |
| 2019 | +6.10% | +2.56% | +3.54% |
| 2018 | -19.62% | -19.99% | +0.37% |
| 2017 | +78.66% | +42.89% | +35.77% |
| 2016 | +1.29% | +2.64% | -1.35% |
| 2015 | +20.56% | +8.98% | +11.58% |
| 2014 | +110.66% | +101.80% | +8.86% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -24.55% | +24.07% | +17.92% | +125.65% | 81.8% | 37.9% |
| 3-Year Rolling | -1.95% | +20.84% | +20.70% | +43.02% | 99.3% | 12.9% |
| 5-Year Rolling | +6.11% | +20.03% | +20.02% | +33.14% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2018-01-08 | 2020-03-24 | -41.8% | 26 months | 8 months |
| 2024-10-15 | 2025-03-03 | -22.7% | 5 months | Not yet recovered |
| 2016-01-01 | 2016-02-29 | -17.6% | 2 months | 4 months |
Portfolio & Asset Allocation
Filing Date: 2026-09-30Top 10 Security Holdings
| # | Company / Security | NSE Symbol | Asset Class | Weight (%) | Value (Cr) |
|---|---|---|---|---|---|
| 1 |
TREPS
|
- | Cash |
13.18%
|
₹5,412.0 Cr |
| 2 |
ATHER ENERGY LIMITED EQ FV RE.1/-
ATHERENERG
|
ATHERENERG | Equity |
3.52%
|
₹1,443.2 Cr |
| 3 |
NAVIN FLUORINE INTERNATIONAL LTD EQ NEW FV RS. 2/-
NAVINFLUOR
|
NAVINFLUOR | Equity |
3.28%
|
₹1,345.4 Cr |
| 4 |
CITY UNION BANK LIMITED EQ NEW RS. 1/-
CUB
|
CUB | Equity |
2.89%
|
₹1,184.9 Cr |
| 5 |
SUNDRAM FASTENERS LIMITED EQ FV RS. 1/-
SUNDRMFAST
|
SUNDRMFAST | Equity |
2.77%
|
₹1,139.3 Cr |
| 6 |
KALPATARU PROJECTS INTERNATIONAL LIMITED EQ NEW F.V RS.2/-
KPIL
|
KPIL | Equity |
2.66%
|
₹1,090.7 Cr |
| 7 |
PINE LABS LIMITED EQ
PINELABS
|
PINELABS | Equity |
2.62%
|
₹1,075.5 Cr |
| 8 |
BELRISE INDUSTRIES LIMITED EQ NEW FV RS 5/-
BELRISE
|
BELRISE | Equity |
2.55%
|
₹1,046.6 Cr |
| 9 |
HONEYWELL AUTOMATION INDIA LIMITED EQ
HONAUT
|
HONAUT | Equity |
2.43%
|
₹997.6 Cr |
| 10 |
ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LIMITED EQ
ZFCVINDIA
|
ZFCVINDIA | Equity |
2.39%
|
₹983.2 Cr |
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of small cap companies (including derivatives) | 65%-100% |
| Other equities and equity related instruments including REITs | 0%-35% |
| Money market and other liquid instruments including units of domestic mutual funds | 0%-35% |
| Units issued by InvITs | 0%-10% |
| Gold and Silver Instruments | 0%-20% |
Investment Objective & Strategy
The investment objective of the Scheme is to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of small cap companies. There can be no assurance that the investment objective of the scheme will be realized.
Fund Size Position
Currently managing Rs 41,354 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as strained relative to Small Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Small Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| UTI Small Cap Fund | 4.2 | +11.21% | 2.01% | 86.9% | Rs 5,285 cr | Compare → |
| CANARA ROBECO SMALL CAP FUND | 3.8 | +9.78% | 1.89% | 83.1% | Rs 13,953 cr | Compare → |
| Baroda BNP Paribas Small Cap Fund | 3.5 | +11.35% | 2.45% | 81.9% | Rs 1,286 cr | Compare → |
| QUANTUM SMALL CAP FUND | 3.8 | +9.16% | 2.31% | 72.7% | Rs 264 cr | Compare → |
| HSBC Small Cap Fund | 4.7 | +12.12% | 1.77% | 97.4% | Rs 18,630 cr | Compare → |
Frequently Asked Questions about SBI Small Cap Fund
What is the expense ratio of SBI Small Cap Fund?
SBI Small Cap Fund has a total expense ratio (TER) of 1.6% with a base expense ratio of 1.29%, compared to the Small Cap category median of 2.17%.
Who manages SBI Small Cap Fund?
SBI Small Cap Fund is managed by R Srinivasan (tenure: 13.0 years since 2013-11-16).
What are the historical returns of SBI Small Cap Fund?
SBI Small Cap Fund delivered a 3-year CAGR of 10.47% and a 5-year CAGR of 10.92%. Its 1-year return stands at +5.23%.
How large is SBI Small Cap Fund?
SBI Small Cap Fund manages assets of Rs 41,354 cr, placing it in the 'strained' size band relative to Small Cap peers.
How is SBI Small Cap Fund scored on MFIQ?
SBI Small Cap Fund holds an MFIQ Score of 4.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI Small Cap Fund?
SBI Small Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.33% with a maximum historical drawdown of -41.85%.