Tata Multi Asset Allocation Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 43% limits losses during market corrections.
- Generated +2.9% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.97% | +3.61% | +0.36% |
| 3 Months | -2.09% | -1.36% | -0.73% |
| 6 Months | +1.02% | +1.77% | -0.75% |
| 1 Year | +2.13% | +6.58% | -4.45% |
| 3 Years CAGR | +11.89% | +13.86% | -1.97% |
| 5 Years CAGR | +10.16% | +12.08% | -1.92% |
| Since Inception | +15.72% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata Multi Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.22% | +2.90% | -4.12% |
| 2025 | +14.90% | +18.15% | -3.25% |
| 2024 | +14.52% | +16.05% | -1.53% |
| 2023 | +18.30% | +22.46% | -4.16% |
| 2022 | +6.93% | +5.20% | +1.73% |
| 2021 | +22.40% | +20.80% | +1.60% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -4.39% | +16.17% | +13.02% | +57.75% | 98.7% | 56.5% |
| 3-Year Rolling | +10.05% | +15.21% | +15.14% | +24.01% | 100.0% | 57.6% |
| 5-Year Rolling | +8.89% | +14.80% | +14.94% | +20.96% | 100.0% | 60.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-03-13 | 2020-03-23 | -13.6% | 1 months | 1 months |
| 2026-01-29 | 2026-03-23 | -10.5% | 2 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments 65-80, Debt and money market instruments 10-25, Commodity ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time 10-25, Units of REITs & InvITs 0-10. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments and Units of Fixed Income mutual funds will be considered under allocation for Debt & Debt related instruments | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 5,156 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Multi Asset Fund | 4.4 | +13.75% | 2.04% | 52.4% | Rs 1,462 cr | Compare → |
| Edelweiss Multi Asset Allocation Fund | 5.4 | +7.14% | 1.12% | -16.3% | Rs 2,984 cr | Compare → |
| Axis Multi Asset Allocation Fund | 3.1 | +13.86% | 2.24% | 41.3% | Rs 2,758 cr | Compare → |
| Shriram Multi Asset Allocation Fund | 2.4 | +9.62% | 2.48% | 56.9% | Rs 147 cr | Compare → |
| UTI Multi Asset Allocation Fund | 4.0 | +13.47% | 1.83% | 48.2% | Rs 6,856 cr | Compare → |
Frequently Asked Questions about Tata Multi Asset Allocation Fund
What is the expense ratio of Tata Multi Asset Allocation Fund?
Tata Multi Asset Allocation Fund has a total expense ratio (TER) of 1.95% with a base expense ratio of 1.57%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Tata Multi Asset Allocation Fund?
Tata Multi Asset Allocation Fund is managed by Rahul Singh.
What are the historical returns of Tata Multi Asset Allocation Fund?
Tata Multi Asset Allocation Fund delivered a 3-year CAGR of 11.89% and a 5-year CAGR of 10.16%. Its 1-year return stands at +2.13%.
How large is Tata Multi Asset Allocation Fund?
Tata Multi Asset Allocation Fund manages assets of Rs 5,156 cr, placing it in the 'comfortable' size band relative to Multi Asset Allocation peers.
How is Tata Multi Asset Allocation Fund scored on MFIQ?
Tata Multi Asset Allocation Fund holds an MFIQ Score of 3.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata Multi Asset Allocation Fund?
Tata Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 9.40% with a maximum historical drawdown of -13.59%.