Shriram Multi Asset Allocation Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 92% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 57% limits losses during market corrections.
- Expense ratio (2.48%) is higher than category median (2.13%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.40% | +3.61% | +1.79% |
| 3 Months | -0.04% | -1.36% | +1.32% |
| 6 Months | +3.06% | +1.77% | +1.29% |
| 1 Year | +4.33% | +6.58% | -2.25% |
| 3 Years CAGR | +9.62% | +13.86% | -4.24% |
| Since Inception | +9.53% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Shriram Multi Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.89% | +2.90% | -2.01% |
| 2025 | +8.18% | +18.15% | -9.97% |
| 2024 | +8.82% | +16.05% | -7.23% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.53% | +5.91% | +5.91% | +29.47% | 65.8% | 39.7% |
| 3-Year Rolling | +7.96% | +8.67% | +8.63% | +9.52% | 100.0% | 92.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-07-15 | 2025-02-28 | -16.3% | 7 months | 10 months |
| 2026-01-29 | 2026-03-23 | -11.3% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity, Equity related instruments including Derivatives: 65% to 80%; Debt and Money Market Instruments and Cash: 10% to 25%; Gold/Silver ETFs: 10% to 25%; Units issued by INVITs & units of Mutual Fund: 0% to 10%; Exchange Traded Commodity Derivatives (ETCDs) and such other securities/instruments as may be permitted by SEBI from time to time: 0% to 15% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to provide long-term capital appreciation from a portfolio investing in equity securities, Debt Instruments and Gold/Silver ETFs. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 147 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Edelweiss Multi Asset Allocation Fund | 5.4 | +7.14% | 1.12% | -16.3% | Rs 2,984 cr | Compare → |
| HSBC Multi Asset Allocation Fund | 6.5 | - | 2.23% | 10.3% | Rs 3,310 cr | Compare → |
| Tata Multi Asset Allocation Fund | 3.9 | +11.89% | 1.95% | 43.0% | Rs 5,156 cr | Compare → |
| Invesco India Multi Asset Allocation Fund | 7.4 | - | 1.69% | 13.7% | Rs 1,264 cr | Compare → |
| Baroda BNP Paribas Multi Asset Fund | 4.4 | +13.75% | 2.04% | 52.4% | Rs 1,462 cr | Compare → |
Frequently Asked Questions about Shriram Multi Asset Allocation Fund
What is the expense ratio of Shriram Multi Asset Allocation Fund?
Shriram Multi Asset Allocation Fund has a total expense ratio (TER) of 2.48% with a base expense ratio of 2.06%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Shriram Multi Asset Allocation Fund?
Shriram Multi Asset Allocation Fund is managed by Ketankumar Shah.
What are the historical returns of Shriram Multi Asset Allocation Fund?
Shriram Multi Asset Allocation Fund delivered a 3-year CAGR of 9.62%. Its 1-year return stands at +4.33%.
How large is Shriram Multi Asset Allocation Fund?
Shriram Multi Asset Allocation Fund manages assets of Rs 147 cr, placing it in the 'small' size band relative to Multi Asset Allocation peers.
How is Shriram Multi Asset Allocation Fund scored on MFIQ?
Shriram Multi Asset Allocation Fund holds an MFIQ Score of 2.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Shriram Multi Asset Allocation Fund?
Shriram Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.10% with a maximum historical drawdown of -16.32%.