Screener > Sectoral / Thematic > Sundaram Services Fund

Sundaram Services Fund Regular Plan - Growth

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AMC: Sundaram Mutual Fund • Category: Sectoral / Thematic • NAV: Rs 36.9088 (2026-11-11) • Rank: #43 in category (#160 overall) • Index Proxy: Nifty 500
🛡️ Smooth Ride 🏷️ Low Expense
Information only. Past performance does not guarantee future returns. Check the scheme documents and consult a qualified professional before investing.

💡 Why Pick This Fund? Quantitative Strengths & Watch-outs

🟢 Key Strengths
  • Outperformed category benchmark in 94% of historical 3-year rolling periods.
  • Cost-efficient: expense ratio of 1.95% is lower than category median (2.52%).
🟡 Things to Keep in Mind
  • Experienced a maximum drawdown of -39.7% during severe market crashes.
₹90₹118₹145₹173₹201Aug '21Apr '24Nov '26
Sundaram Services Fund
Proxy (Nifty 500)

Key Statistics vs Category Median

Fund Size
Rs 5,304 cr
Category: Rs 804 cr (stretched)
Total Expense (TER)
1.95%
Category Median: 2.52%
Base Expense (BER)
1.59%
Excludes levies & brokerage
Sharpe Ratio
0.51
Category Median: 0.34
Beta
0.94
Category Median: 0.97
Alpha
+1.39%
Category Median: +1.89%
Standard Deviation
14.34%
Category Median: 16.05%
MFIQ Score
6.2/10
Average
Performance and risk metrics closely match category benchmarks.
Returns (30%) 5.2/10
3Y CAGR 13.2% vs category median 13.2% (+0.0 points); 5Y CAGR 11.0%.
Risk Management (30%) 4.9/10
Sharpe ratio 0.51 (cat median 0.34), downside capture 92.2%, max fall -39.7%.
Consistency (20%) 6.1/10
100.0% of 3Y rolling windows positive; beat category median in 3 of 5 calendar years.
Cost Efficiency (20%) 9.6/10
Total expense ratio 1.95% vs category median 2.52% (-0.57% points).
Ranked #43 of 221 in Sectoral / Thematic. Percentile standing measured against category cohort.

Trailing Returns Comparison

Period Fund Return Category Median Difference
1 Month +5.81% +6.32% -0.51%
3 Months -1.00% -0.20% -0.80%
6 Months +8.37% +5.98% +2.39%
1 Year +2.95% +3.90% -0.95%
3 Years CAGR +13.23% +13.23% 0.00%
5 Years CAGR +10.96% +10.72% +0.24%
7 Years CAGR +17.15% +15.35% +1.80%
Since Inception +17.40% - -

📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay

See how a regular monthly SIP in Sundaram Services Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.

Bank FD Benchmark
7.0% p.a. Fixed Deposit
Total Invested: ₹3,60,000
Maturity Value: ₹4,01,630
Interest Earned: +₹41,630
Actual Historical Performance
Sundaram Services Fund
CAGR: +13.23%
Fund Value: Calculating...
Extra Wealth Over FD: +₹0

Calendar Year Returns

Year Fund Category Median Gap
2026 +2.03% +4.03% -2.00%
2025 +10.63% +1.43% +9.20%
2024 +17.87% +20.41% -2.54%
2023 +28.05% +30.70% -2.65%
2022 +3.15% +1.66% +1.49%
2021 +44.74% +30.31% +14.43%
2020 +15.41% +13.54% +1.87%
2019 +21.72% +7.11% +14.61%

Daily Rolling Returns Summary

Rolling Window Minimum Average Median Maximum % Positive % Beating Proxy
1-Year Rolling -23.84% +19.87% +15.30% +88.97% 88.6% 67.1%
3-Year Rolling +11.07% +20.93% +19.94% +35.83% 100.0% 94.4%
5-Year Rolling +9.32% +20.68% +21.31% +30.36% 100.0% 100.0%

Risk Profile & Deepest Drawdowns

Sortino Ratio
0.71
Category: 0.46
R-Squared
0.901
Correlation with Proxy
Upside Capture
99.6%
Monthly return ratio
Downside Capture
92.2%
Lower is better

Deepest Market Corrections (Depth >= 10%)

Peak Date Trough Date Fall Depth Months to Bottom Recovery Period
2020-02-19 2020-03-23 -39.7% 1 months 9 months
2021-11-15 2022-06-20 -18.1% 7 months 5 months
2026-01-05 2026-03-31 -17.4% 3 months 4 months

Portfolio & Asset Allocation

Statutory Asset Allocation Mandate (SEBI / SID)

Instrument Category Permitted Allocation Range
Equity & Equity related instruments of Services Sector (including investment in overseas securities) 80-100%; Other Equities (including investment in overseas securities) 0%-20%; Fixed Income and Money Market Instruments 0%-20%; Investment in REITs & InvITs 0-10% Per Scheme Mandate

Investment Objective & Strategy

To seek capital appreciation by investing in equity / equity related instruments of companies who drive a majority of their income from business predominantly in the Services sector of the economy. However, there can be no assurance that the investment objective of the Scheme will be realized. Services sector includes Healthcare, Fitness, Tourism & Hospitality, Transportation & Logistics, Education, Staffing, Wealth management, Media, Retail, Aviation, Legal, Architecture, Design services etc. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.

ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.

Fund Size Position

Currently managing Rs 5,304 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.

Too Small Small Comfortable Stretched Strained

Fund Management

Rohit Seksaria
Shalav Saket

Cost & Capital Gains Taxation

From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.

Applicable Tax Structure

Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.

Tax rules as of 23 July 2024. Verify before investing.

Closest Sectoral / Thematic Peers by Rank

Scheme Score 3Y Return Expense Downside Fund Size Compare
UTI Banking and Financial Services Fund 4.9 +13.96% 2.36% 88.0% Rs 1,442 cr Compare →
Nippon India Innovation Fund 5.8 +13.00% 2.10% 107.4% Rs 2,996 cr Compare →
Aditya Birla Sun Life Business Cycle Fund 5.5 +13.03% 2.46% 96.6% Rs 1,816 cr Compare →
Baroda BNP Paribas Banking and Financial Services Fund 4.2 +13.91% 2.67% 95.3% Rs 562 cr Compare →
Tata India Consumer Fund 5.9 +13.29% 2.12% 99.1% Rs 2,897 cr Compare →

Frequently Asked Questions about Sundaram Services Fund

What is the expense ratio of Sundaram Services Fund?

Sundaram Services Fund has a total expense ratio (TER) of 1.95% with a base expense ratio of 1.59%, compared to the Sectoral / Thematic category median of 2.52%.

Who manages Sundaram Services Fund?

Sundaram Services Fund is managed by Rohit Seksaria.

What are the historical returns of Sundaram Services Fund?

Sundaram Services Fund delivered a 3-year CAGR of 13.23% and a 5-year CAGR of 10.96%. Its 1-year return stands at +2.95%.

How large is Sundaram Services Fund?

Sundaram Services Fund manages assets of Rs 5,304 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.

How is Sundaram Services Fund scored on MFIQ?

Sundaram Services Fund holds an MFIQ Score of 6.2/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.

How risky is Sundaram Services Fund?

Sundaram Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.34% with a maximum historical drawdown of -39.68%.