Aditya Birla Sun Life Business Cycle Fund-Regular-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.75% | +6.32% | +0.43% |
| 3 Months | -0.42% | -0.20% | -0.22% |
| 6 Months | +9.67% | +5.98% | +3.69% |
| 1 Year | +6.27% | +3.90% | +2.37% |
| 3 Years CAGR | +13.03% | +13.23% | -0.20% |
| Since Inception | +10.44% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life Business Cycle Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +5.72% | +4.03% | +1.69% |
| 2025 | +4.64% | +1.43% | +3.21% |
| 2024 | +18.41% | +20.41% | -2.00% |
| 2023 | +19.18% | +30.70% | -11.52% |
| 2022 | +4.99% | +1.66% | +3.33% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -7.76% | +12.43% | +8.95% | +39.65% | 88.6% | 41.1% |
| 3-Year Rolling | +8.75% | +13.50% | +13.28% | +19.86% | 100.0% | 15.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2025-03-03 | -18.1% | 5 months | 17 months |
| 2022-01-17 | 2022-06-17 | -17.0% | 5 months | 5 months |
| 2022-12-01 | 2023-03-28 | -10.9% | 4 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme will be as follows: | Per Scheme Mandate |
| Equity & Equity related instruments selected on the basis of business cycle | 80% - 100% |
| Other Equity & Equity related instruments | 0% - 20% |
| Liquid* and Money Market Instruments | 0% - 20% |
| Units issued by InvITs | 0% - 10% |
| Units of Mutual Funds^ 0% - 20% | Per Scheme Mandate |
| ^Overnight, Liquid & Money Market Funds. | Per Scheme Mandate |
| *As defined by SEBI. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to provide long term capital appreciation by investing predominantly in equity and equity related securities with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,816 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Tata India Consumer Fund | 5.9 | +13.29% | 2.12% | 99.1% | Rs 2,897 cr | Compare → |
| UTI Banking and Financial Services Fund | 4.9 | +13.96% | 2.36% | 88.0% | Rs 1,442 cr | Compare → |
| HSBC Business Cycles Fund | 5.6 | +15.23% | 2.32% | 129.0% | Rs 1,210 cr | Compare → |
| Sundaram Services Fund | 6.2 | +13.23% | 1.95% | 92.2% | Rs 5,304 cr | Compare → |
| Invesco India Infrastructure Fund | 4.9 | +15.54% | 2.39% | 129.7% | Rs 1,483 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life Business Cycle Fund
What is the expense ratio of Aditya Birla Sun Life Business Cycle Fund?
Aditya Birla Sun Life Business Cycle Fund has a total expense ratio (TER) of 2.46% with a base expense ratio of 1.78%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Aditya Birla Sun Life Business Cycle Fund?
Aditya Birla Sun Life Business Cycle Fund is managed by Harish Krishnan (tenure: 3.0 years since 2023-11-03).
What are the historical returns of Aditya Birla Sun Life Business Cycle Fund?
Aditya Birla Sun Life Business Cycle Fund delivered a 3-year CAGR of 13.03%. Its 1-year return stands at +6.27%.
How large is Aditya Birla Sun Life Business Cycle Fund?
Aditya Birla Sun Life Business Cycle Fund manages assets of Rs 1,816 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Aditya Birla Sun Life Business Cycle Fund scored on MFIQ?
Aditya Birla Sun Life Business Cycle Fund holds an MFIQ Score of 5.5/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life Business Cycle Fund?
Aditya Birla Sun Life Business Cycle Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.93% with a maximum historical drawdown of -18.14%.