LIC MF Aggressive Hybrid Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 97% of 3-year investment horizons.
- Strong capital defense: downside capture of 66% limits losses during market corrections.
- Over 36 years of operational history across different market cycles.
- Expense ratio (2.87%) is higher than category median (2.2%), which creates fee drag over time.
- Experienced a maximum drawdown of -54.8% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.39% | +6.16% | -3.77% |
| 3 Months | +0.01% | +1.07% | -1.06% |
| 6 Months | +4.50% | +5.38% | -0.88% |
| 1 Year | +1.74% | +2.59% | -0.85% |
| 3 Years CAGR | +10.38% | +10.89% | -0.51% |
| 5 Years CAGR | +7.60% | +8.84% | -1.24% |
| 7 Years CAGR | +9.50% | +12.32% | -2.82% |
| 10 Years CAGR | +8.92% | +11.96% | -3.04% |
| Since Inception | +7.80% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Aggressive Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.02% | +2.63% | -1.61% |
| 2025 | +5.58% | +6.01% | -0.43% |
| 2024 | +16.99% | +15.75% | +1.24% |
| 2023 | +19.33% | +20.35% | -1.02% |
| 2022 | -2.17% | +2.27% | -4.44% |
| 2021 | +15.54% | +23.77% | -8.23% |
| 2020 | +9.60% | +13.43% | -3.83% |
| 2019 | +13.52% | +10.39% | +3.13% |
| 2018 | -4.51% | -2.51% | -2.00% |
| 2017 | +20.43% | +25.44% | -5.01% |
| 2016 | +5.53% | +5.08% | +0.45% |
| 2015 | -6.77% | +2.88% | -9.65% |
| 2014 | +34.14% | +43.24% | -9.10% |
| 2013 | +7.37% | +7.10% | +0.27% |
| 2012 | +24.30% | +26.34% | -2.04% |
| 2011 | -19.83% | -18.20% | -1.63% |
| 2010 | +9.66% | +15.27% | -5.61% |
| 2009 | +38.99% | +62.41% | -23.42% |
| 2008 | -47.39% | -44.40% | -2.99% |
| 2007 | +63.93% | +51.84% | +12.09% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -49.36% | +9.45% | +8.14% | +71.10% | 77.5% | 34.6% |
| 3-Year Rolling | -8.18% | +8.47% | +8.79% | +21.63% | 96.6% | 7.3% |
| 5-Year Rolling | -4.74% | +8.29% | +8.85% | +17.50% | 97.9% | 2.2% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-03 | 2008-10-27 | -54.8% | 10 months | 70 months |
| 2020-02-12 | 2020-03-23 | -28.2% | 1 months | 8 months |
| 2015-03-03 | 2016-02-25 | -25.1% | 12 months | 13 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity / Equity Related Instruments* :65-80% of the Total Assets, Debt / Money market* (Wherein Debt includes securitized debt & government securities): 20-35% of the Total Assets, Units issued by Infrastructure Investment Trusts (InvITs)*, Exchange Traded Commodity Derivatives (ETCDs), and mutual fund units including Gold ETFs, Silver ETFs.* :0-10% of the Total Assets. * The Cumulative Gross Exposure to Equity, Debt, Money Market, Derivatives, InvITs and repo in corporate debt securities will not exceed 100% of the Net Assets of the Scheme. Please refer the Scheme Information Document for complete details. | Per Scheme Mandate |
Investment Objective & Strategy
An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 574 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Aggressive Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Aggressive Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Invesco India Aggressive Hybrid Fund | 3.3 | +10.36% | 2.42% | 81.9% | Rs 787 cr | Compare → |
| Groww Aggressive Hybrid Fund formerly known as Indiabulls Equity Hybrid Fund | 2.2 | +9.02% | 2.83% | 71.9% | Rs 55.7 cr | Compare → |
| Axis Aggressive Hybrid Fund | 3.3 | +10.31% | 2.20% | 74.6% | Rs 1,476 cr | Compare → |
| Tata Aggressive Hybrid Fund | 2.3 | +8.47% | 2.10% | 76.2% | Rs 4,261 cr | Compare → |
| Union Aggressive Hybrid Fund | 3.7 | +10.39% | 2.75% | 68.3% | Rs 772 cr | Compare → |
Frequently Asked Questions about LIC MF Aggressive Hybrid Fund
What is the expense ratio of LIC MF Aggressive Hybrid Fund?
LIC MF Aggressive Hybrid Fund has a total expense ratio (TER) of 2.87% with a base expense ratio of 2.07%, compared to the Aggressive Hybrid category median of 2.20%.
Who manages LIC MF Aggressive Hybrid Fund?
LIC MF Aggressive Hybrid Fund is managed by Siddharth Panjwani (tenure: 0.2 years since 2026-09-01).
What are the historical returns of LIC MF Aggressive Hybrid Fund?
LIC MF Aggressive Hybrid Fund delivered a 3-year CAGR of 10.38% and a 5-year CAGR of 7.6%. Its 1-year return stands at +1.74%.
How large is LIC MF Aggressive Hybrid Fund?
LIC MF Aggressive Hybrid Fund manages assets of Rs 574 cr, placing it in the 'small' size band relative to Aggressive Hybrid peers.
How is LIC MF Aggressive Hybrid Fund scored on MFIQ?
LIC MF Aggressive Hybrid Fund holds an MFIQ Score of 2.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Aggressive Hybrid Fund?
LIC MF Aggressive Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 11.73% with a maximum historical drawdown of -54.80%.