Union Aggressive Hybrid Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 68% limits losses during market corrections.
- Expense ratio (2.75%) is higher than category median (2.2%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.54% | +6.16% | -0.62% |
| 3 Months | +1.17% | +1.07% | +0.10% |
| 6 Months | +6.07% | +5.38% | +0.69% |
| 1 Year | +3.65% | +2.59% | +1.06% |
| 3 Years CAGR | +10.39% | +10.89% | -0.50% |
| 5 Years CAGR | +7.92% | +8.84% | -0.92% |
| Since Inception | +11.52% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Union Aggressive Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.25% | +2.63% | +0.62% |
| 2025 | +5.49% | +6.01% | -0.52% |
| 2024 | +14.47% | +15.75% | -1.28% |
| 2023 | +19.95% | +20.35% | -0.40% |
| 2022 | -0.70% | +2.27% | -2.97% |
| 2021 | +26.93% | +23.77% | +3.16% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -5.85% | +10.14% | +7.38% | +31.65% | 86.9% | 38.3% |
| 3-Year Rolling | +8.28% | +12.41% | +12.69% | +17.14% | 100.0% | 24.3% |
| 5-Year Rolling | +6.51% | +9.73% | +9.63% | +12.81% | 100.0% | 28.4% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2022-01-17 | 2022-06-17 | -15.5% | 5 months | 12 months |
| 2024-09-26 | 2025-02-28 | -14.0% | 5 months | 7 months |
| 2026-01-02 | 2026-03-30 | -10.5% | 3 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments | 65% - 80% of net assets; Debt, Money Market Instruments and other assets as permitted by SEBI: 20%-35% of net assets; Units issued by InvITs: 0% to 10% of net assets. Please refer the Scheme Information Document for complete details. |
Investment Objective & Strategy
The investment objective of the Scheme is to achieve long term capital growth and generate income from a portfolio, predominantly of equity and equity related securities. The scheme will also invest in debt & money market instruments. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 772 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Aggressive Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Aggressive Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| JM Aggressive Hybrid Fund | 3.5 | +11.27% | 2.66% | 70.4% | Rs 676 cr | Compare → |
| Axis Aggressive Hybrid Fund | 3.3 | +10.31% | 2.20% | 74.6% | Rs 1,476 cr | Compare → |
| Aditya Birla Sun Life Aggressive Hybrid Fund | 3.8 | +10.44% | 1.89% | 74.8% | Rs 7,219 cr | Compare → |
| Invesco India Aggressive Hybrid Fund | 3.3 | +10.36% | 2.42% | 81.9% | Rs 787 cr | Compare → |
| Mahindra Manulife Aggressive Hybrid Fund | 5.7 | +10.67% | 2.17% | 69.3% | Rs 3,057 cr | Compare → |
Frequently Asked Questions about Union Aggressive Hybrid Fund
What is the expense ratio of Union Aggressive Hybrid Fund?
Union Aggressive Hybrid Fund has a total expense ratio (TER) of 2.75% with a base expense ratio of 2.02%, compared to the Aggressive Hybrid category median of 2.20%.
Who manages Union Aggressive Hybrid Fund?
Union Aggressive Hybrid Fund is managed by Sanjay Bembalkar.
What are the historical returns of Union Aggressive Hybrid Fund?
Union Aggressive Hybrid Fund delivered a 3-year CAGR of 10.39% and a 5-year CAGR of 7.92%. Its 1-year return stands at +3.65%.
How large is Union Aggressive Hybrid Fund?
Union Aggressive Hybrid Fund manages assets of Rs 772 cr, placing it in the 'comfortable' size band relative to Aggressive Hybrid peers.
How is Union Aggressive Hybrid Fund scored on MFIQ?
Union Aggressive Hybrid Fund holds an MFIQ Score of 3.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Union Aggressive Hybrid Fund?
Union Aggressive Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.87% with a maximum historical drawdown of -15.54%.