HSBC Balanced Advantage Fund - Regular Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 36% limits losses during market corrections.
- Over 16 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.81% | +5.51% | -1.70% |
| 3 Months | +0.84% | +1.29% | -0.45% |
| 6 Months | +4.80% | +5.25% | -0.45% |
| 1 Year | +2.38% | +2.38% | 0.00% |
| 3 Years CAGR | +8.75% | +9.06% | -0.31% |
| Since Inception | +9.29% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in HSBC Balanced Advantage Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.88% | +1.91% | -0.03% |
| 2025 | +2.83% | +5.68% | -2.85% |
| 2024 | +15.39% | +12.82% | +2.57% |
| 2023 | +17.97% | +18.07% | -0.10% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -3.82% | +10.15% | +6.96% | +24.61% | 94.0% | 45.1% |
| 3-Year Rolling | +7.47% | +9.78% | +9.49% | +12.27% | 100.0% | 44.3% |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities and Equity related | Per Scheme Mandate |
| instruments: 0% to 100% | Per Scheme Mandate |
| Debt and Money Market | Per Scheme Mandate |
| Securities*: 0% to 100% | Per Scheme Mandate |
| * including TREPS (Tri-Party Repo), Reverse Repo | Per Scheme Mandate |
Investment Objective & Strategy
To seek long term capital growth and income through investments in equity and equity related securities and fixed income instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,507 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| quant Dynamic Asset Allocation Fund | 4.8 | +11.80% | 2.83% | 63.5% | Rs 821 cr | Compare → |
| UTI Balanced Advantage Fund | 5.0 | +8.80% | 1.99% | 58.1% | Rs 3,041 cr | Compare → |
| BANDHAN Balanced Advantage Fund | 4.4 | +9.52% | 2.29% | 43.9% | Rs 2,283 cr | Compare → |
| Invesco India Balanced Advantage Fund | 3.5 | +8.89% | 2.40% | 57.0% | Rs 952 cr | Compare → |
| Kotak Balanced Advantage Fund | 5.6 | +9.62% | 1.86% | 53.1% | Rs 17,349 cr | Compare → |
Frequently Asked Questions about HSBC Balanced Advantage Fund
What is the expense ratio of HSBC Balanced Advantage Fund?
HSBC Balanced Advantage Fund has a total expense ratio (TER) of 2.46% with a base expense ratio of 1.81%, compared to the Balanced Advantage category median of 2.40%.
Who manages HSBC Balanced Advantage Fund?
HSBC Balanced Advantage Fund is managed by Neelotpal Sahai.
What are the historical returns of HSBC Balanced Advantage Fund?
HSBC Balanced Advantage Fund delivered a 3-year CAGR of 8.75%. Its 1-year return stands at +2.38%.
How large is HSBC Balanced Advantage Fund?
HSBC Balanced Advantage Fund manages assets of Rs 1,507 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is HSBC Balanced Advantage Fund scored on MFIQ?
HSBC Balanced Advantage Fund holds an MFIQ Score of 5.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HSBC Balanced Advantage Fund?
HSBC Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 7.22% with a maximum historical drawdown of -8.94%.