BANDHAN Balanced Advantage Fund Regular Plan Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 44% limits losses during market corrections.
- Over 12 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.98% | +5.51% | -0.53% |
| 3 Months | +1.66% | +1.29% | +0.37% |
| 6 Months | +5.64% | +5.25% | +0.39% |
| 1 Year | +4.95% | +2.38% | +2.57% |
| 3 Years CAGR | +9.52% | +9.06% | +0.46% |
| 5 Years CAGR | +7.10% | +7.86% | -0.76% |
| 7 Years CAGR | +9.37% | +9.53% | -0.16% |
| 10 Years CAGR | +8.99% | +8.99% | 0.00% |
| Since Inception | +8.19% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BANDHAN Balanced Advantage Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.00% | +1.91% | +2.09% |
| 2025 | +5.11% | +5.68% | -0.57% |
| 2024 | +14.58% | +12.82% | +1.76% |
| 2023 | +14.89% | +18.07% | -3.18% |
| 2022 | -1.83% | +2.58% | -4.41% |
| 2021 | +15.53% | +13.27% | +2.26% |
| 2020 | +12.93% | +13.64% | -0.71% |
| 2019 | +8.64% | +8.79% | -0.15% |
| 2018 | +1.28% | +1.01% | +0.27% |
| 2017 | +17.26% | +17.26% | 0.00% |
| 2016 | +3.39% | +4.19% | -0.80% |
| 2015 | +1.54% | +4.09% | -2.55% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -16.97% | +8.25% | +7.96% | +50.37% | 86.6% | 30.1% |
| 3-Year Rolling | -1.68% | +8.82% | +8.99% | +17.29% | 99.9% | 12.0% |
| 5-Year Rolling | +0.29% | +8.78% | +8.95% | +16.22% | 100.0% | 5.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-20 | 2020-03-23 | -26.0% | 1 months | 5 months |
| 2022-01-17 | 2022-06-17 | -12.2% | 5 months | 11 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities & Equity related instruments | 20%-90%, Debt securities & Money Market Instruments (including Cash & Cash equivalent) - 10%-80% |
Investment Objective & Strategy
The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity and equity related instruments; and for defensive purposes in equity derivatives. The secondary objective of the scheme will be to generate income and capital appreciation through investment in Debt & Money Market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,283 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Kotak Balanced Advantage Fund | 5.6 | +9.62% | 1.86% | 53.1% | Rs 17,349 cr | Compare → |
| quant Dynamic Asset Allocation Fund | 4.8 | +11.80% | 2.83% | 63.5% | Rs 821 cr | Compare → |
| Mahindra Manulife Balanced Advantage Fund | 5.8 | +10.57% | 2.38% | 52.6% | Rs 922 cr | Compare → |
| HSBC Balanced Advantage Fund | 5.0 | +8.75% | 2.46% | 36.0% | Rs 1,507 cr | Compare → |
| SBI Balanced Advantage Fund | 7.7 | +9.74% | 1.66% | 39.8% | Rs 41,907 cr | Compare → |
Frequently Asked Questions about BANDHAN Balanced Advantage Fund
What is the expense ratio of BANDHAN Balanced Advantage Fund?
BANDHAN Balanced Advantage Fund has a total expense ratio (TER) of 2.29% with a base expense ratio of 1.73%, compared to the Balanced Advantage category median of 2.40%.
Who manages BANDHAN Balanced Advantage Fund?
BANDHAN Balanced Advantage Fund is managed by Manish Gunwani (tenure: 2.8 years since 2024-01-24).
What are the historical returns of BANDHAN Balanced Advantage Fund?
BANDHAN Balanced Advantage Fund delivered a 3-year CAGR of 9.52% and a 5-year CAGR of 7.1%. Its 1-year return stands at +4.95%.
How large is BANDHAN Balanced Advantage Fund?
BANDHAN Balanced Advantage Fund manages assets of Rs 2,283 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is BANDHAN Balanced Advantage Fund scored on MFIQ?
BANDHAN Balanced Advantage Fund holds an MFIQ Score of 4.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BANDHAN Balanced Advantage Fund?
BANDHAN Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 7.60% with a maximum historical drawdown of -25.97%.