Bajaj Finserv Banking and Financial Services Fund - Regular - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Expense ratio (2.82%) is higher than category median (2.52%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.48% | +6.32% | +2.16% |
| 3 Months | +1.81% | -0.20% | +2.01% |
| 6 Months | +7.27% | +5.98% | +1.29% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.16% | +4.03% | -2.87% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-02-18 | 2026-03-30 | -15.7% | 1 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments of companies engaged in Banking and Financial Services sector# or allied activities | 80% - 100%Equity and Equity Related securities of companies other than in Banking and Financial services sector# or allied activities - 0% - 20%Money market instruments*, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Liquid, Overnight and Money Market Mutual Fund - 0% - 20% #Financial Services Sector companies include: • Banks & Non-Banking Financial Institutions; • Stock Broking & Allied Entities, Asset Management Company(s), Depositories, Credit Rating Agencies, Clearing Houses and Other Intermediaries; • Financial Technology (Fintech), Exchanges and Data Platforms; • Investment Companies; • Distributors of Financial Products; • Insurance Companies; • Microfinance, Housing Finance and payment companies; • Other Capital Market related Services; • Financial Products and Insurance Distributor; • Financial Institution; and • Companies engaged in the Financial Services sector as provided by AMFI/SEBI in Industry Classification data or other financial services as identified by Fund Manager, etc. This above list is only indicative, and the Scheme will explore to invest in new and emerging areas of Financial Services. The Scheme will invest in companies engaged in the Financial Services sector from Sector list provided by AMFI/SEBI/NSE. *Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time. |
Investment Objective & Strategy
The objective of the Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies engaged in Banking and Financial Services. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 513 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI HEALTHCARE OPPORTUNITIES FUND | 7.2 | +23.97% | 1.98% | 43.4% | Rs 6,504 cr | Compare → |
| UTI Healthcare Fund | 7.0 | +22.74% | 2.20% | 57.0% | Rs 1,536 cr | Compare → |
| Mirae Asset Healthcare Fund | 7.9 | +22.67% | - | 45.7% | Rs 3,828 cr | Compare → |
| Nippon India Taiwan Equity fund | 7.2 | +45.47% | 2.39% | -77.2% | Rs 806 cr | Compare → |
| DSP Healthcare Fund | 8.0 | +20.31% | 2.04% | 53.2% | Rs 3,946 cr | Compare → |
Frequently Asked Questions about Bajaj Finserv Banking and Financial Services Fund
What is the expense ratio of Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund has a total expense ratio (TER) of 2.82% with a base expense ratio of 2.09%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund is managed by Kishore Agarwal (tenure: 0.5 years since 2026-05-19).
What are the historical returns of Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund has a 1-year return of -.
How large is Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund manages assets of Rs 513 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Bajaj Finserv Banking and Financial Services Fund scored on MFIQ?
Bajaj Finserv Banking and Financial Services Fund holds an MFIQ Score of 5.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -15.73%.