SBI HEALTHCARE OPPORTUNITIES FUND - REGULAR PLAN -GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 70% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 43% limits losses during market corrections.
- Generated +12.8% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.98% is lower than category median (2.52%).
- Experienced a maximum drawdown of -63.4% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.95% | +6.32% | +2.63% |
| 3 Months | +2.62% | -0.20% | +2.82% |
| 6 Months | +16.73% | +5.98% | +10.75% |
| 1 Year | +24.94% | +3.90% | +21.04% |
| 3 Years CAGR | +23.97% | +13.23% | +10.74% |
| 5 Years CAGR | +19.36% | +10.72% | +8.64% |
| 7 Years CAGR | +24.68% | +15.35% | +9.33% |
| 10 Years CAGR | +14.62% | +14.26% | +0.36% |
| Since Inception | +13.89% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI HEALTHCARE OPPORTUNITIES FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +27.91% | +4.03% | +23.88% |
| 2025 | -3.50% | +1.43% | -4.93% |
| 2024 | +42.22% | +20.41% | +21.81% |
| 2023 | +38.24% | +30.70% | +7.54% |
| 2022 | -6.02% | +1.66% | -7.68% |
| 2021 | +20.15% | +30.31% | -10.16% |
| 2020 | +65.83% | +13.54% | +52.29% |
| 2019 | -0.49% | +7.11% | -7.60% |
| 2018 | -9.89% | -5.94% | -3.95% |
| 2017 | +2.05% | +39.22% | -37.17% |
| 2016 | -14.02% | +4.10% | -18.12% |
| 2015 | +27.06% | +1.85% | +25.21% |
| 2014 | +56.85% | +52.06% | +4.79% |
| 2013 | +26.05% | -4.06% | +30.11% |
| 2012 | +37.06% | +26.60% | +10.46% |
| 2011 | -5.54% | -23.05% | +17.51% |
| 2010 | +29.14% | +18.91% | +10.23% |
| 2009 | +84.29% | +77.75% | +6.54% |
| 2008 | -49.20% | -57.13% | +7.93% |
| 2007 | +6.74% | +66.75% | -60.01% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -51.83% | +17.65% | +13.33% | +132.31% | 66.9% | 58.2% |
| 3-Year Rolling | -21.92% | +16.80% | +19.38% | +47.41% | 83.3% | 70.4% |
| 5-Year Rolling | -5.81% | +16.34% | +15.91% | +40.02% | 98.1% | 88.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2006-05-10 | 2009-03-12 | -63.4% | 34 months | 15 months |
| 2015-10-23 | 2020-03-23 | -34.0% | 53 months | 4 months |
| 2021-09-16 | 2022-06-17 | -18.8% | 9 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities and equity related securities in Healthcare space (including derivatives and foreign securities) - 80-100% | Per Scheme Mandate |
| Other equities and equity related instruments(including REITs) - 0-20% | Per Scheme Mandate |
| Units issued by InVIT - 0-10% | Per Scheme Mandate |
| Money market and other liquid instruments including units of domestic mutual funds - 0-20% | Per Scheme Mandate |
| Gold and Silver Instruments - 0-20% | Per Scheme Mandate |
Investment Objective & Strategy
To provide the investors with the opportunity of long term capital appreciation by investing in a diversified portfolio of equity and equity related securities in Healthcare space.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 6,504 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| UTI Healthcare Fund | 7.0 | +22.74% | 2.20% | 57.0% | Rs 1,536 cr | Compare → |
| Mirae Asset Healthcare Fund | 7.9 | +22.67% | - | 45.7% | Rs 3,828 cr | Compare → |
| Nippon India Taiwan Equity fund | 7.2 | +45.47% | 2.39% | -77.2% | Rs 806 cr | Compare → |
| DSP Healthcare Fund | 8.0 | +20.31% | 2.04% | 53.2% | Rs 3,946 cr | Compare → |
| Aditya Birla Sun Life International Equity Fund | 5.8 | +20.53% | 2.55% | -28.3% | Rs 337 cr | Compare → |
Frequently Asked Questions about SBI HEALTHCARE OPPORTUNITIES FUND
What is the expense ratio of SBI HEALTHCARE OPPORTUNITIES FUND?
SBI HEALTHCARE OPPORTUNITIES FUND has a total expense ratio (TER) of 1.98% with a base expense ratio of 1.56%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages SBI HEALTHCARE OPPORTUNITIES FUND?
SBI HEALTHCARE OPPORTUNITIES FUND is managed by Tanmaya Desai (tenure: 15.4 years since 2011-06-27).
What are the historical returns of SBI HEALTHCARE OPPORTUNITIES FUND?
SBI HEALTHCARE OPPORTUNITIES FUND delivered a 3-year CAGR of 23.97% and a 5-year CAGR of 19.36%. Its 1-year return stands at +24.94%.
How large is SBI HEALTHCARE OPPORTUNITIES FUND?
SBI HEALTHCARE OPPORTUNITIES FUND manages assets of Rs 6,504 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is SBI HEALTHCARE OPPORTUNITIES FUND scored on MFIQ?
SBI HEALTHCARE OPPORTUNITIES FUND holds an MFIQ Score of 7.2/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI HEALTHCARE OPPORTUNITIES FUND?
SBI HEALTHCARE OPPORTUNITIES FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.21% with a maximum historical drawdown of -63.37%.