WhiteOak Capital Mid Cap Fund Regular Plan Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +4.8% annualized alpha (excess return) over its benchmark.
- Consistently ranked #2 in its category with an MFIQ quantitative score of 7.5/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.90% | +4.07% | -0.17% |
| 3 Months | -1.57% | -1.98% | +0.41% |
| 6 Months | +6.74% | +3.41% | +3.33% |
| 1 Year | +7.88% | +3.63% | +4.25% |
| 3 Years CAGR | +19.21% | +15.02% | +4.19% |
| Since Inception | +20.38% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in WhiteOak Capital Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +8.99% | +5.43% | +3.56% |
| 2025 | +5.19% | +1.71% | +3.48% |
| 2024 | +33.37% | +29.27% | +4.10% |
| 2023 | +41.51% | +37.88% | +3.63% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -0.11% | +24.68% | +16.55% | +58.58% | 99.9% | 67.4% |
| 3-Year Rolling | +17.80% | +23.70% | +24.52% | +27.67% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-12-16 | 2025-04-07 | -19.7% | 4 months | 5 months |
| 2025-11-20 | 2026-03-23 | -14.4% | 4 months | 1 months |
| 2022-12-05 | 2023-03-28 | -11.1% | 4 months | 2 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments of Mid - Cap Companies (including REITs) | 65% - 100% Equity and Equity Related Instruments other than above (including REITs): 0% - 35% Money Market Instruments#, Other Liquid Instruments^, Gold and Silver ETFs and units of Domestic Mutual Fund Schemes@: 0% - 35% Units issued by InvITs: 0% - 10% #Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^Other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI. @Units of domestic mutual fund schemes are permitted only in Overnight funds, Liquid funds and Money Market funds. As per Para 3.8.1.c of SEBI Master Circular on Mutual Funds dated March 20, 2026, the Scheme will invest residual portion in equity and equity related instruments, money market instruments and other liquid instruments, gold and silver instruments (ETFs) as permitted by SEBI and in InvITs, subject to the ceilings laid out in SEBI (Mutual Fund) Regulations, 2026 with respect to the respective asset class. |
Investment Objective & Strategy
To seek to generate capital appreciation by actively investing in and managing a diversified portfolio primarily composed of mid-cap stocks. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 8,355 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Invesco India Mid Cap Fund | 6.3 | +22.17% | 1.85% | 99.8% | Rs 17,454 cr | Compare → |
| HSBC Midcap Fund | 6.5 | +20.54% | 2.15% | 92.9% | Rs 17,769 cr | Compare → |
| Edelweiss Mid Cap Fund | 6.8 | +18.04% | 1.87% | 90.3% | Rs 20,119 cr | Compare → |
| Motilal Oswal Midcap Fund | 6.7 | +17.20% | 1.60% | 96.4% | Rs 43,152 cr | Compare → |
| Axis Midcap Fund | 6.2 | +15.76% | 1.77% | 76.1% | Rs 34,908 cr | Compare → |
Frequently Asked Questions about WhiteOak Capital Mid Cap Fund
What is the expense ratio of WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Mid Cap Fund has a total expense ratio (TER) of 2.23% with a base expense ratio of 1.52%, compared to the Mid Cap category median of 2.11%.
Who manages WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Mid Cap Fund is managed by Ramesh Mantri (tenure: 4.2 years since 2022-09-07).
What are the historical returns of WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Mid Cap Fund delivered a 3-year CAGR of 19.21%. Its 1-year return stands at +7.88%.
How large is WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Mid Cap Fund manages assets of Rs 8,355 cr, placing it in the 'comfortable' size band relative to Mid Cap peers.
How is WhiteOak Capital Mid Cap Fund scored on MFIQ?
WhiteOak Capital Mid Cap Fund holds an MFIQ Score of 7.5/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.06% with a maximum historical drawdown of -19.68%.