UTI Value Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 82% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.86% is lower than category median (2.33%).
- Over 21 years of operational history across different market cycles.
- Experienced a maximum drawdown of -55.6% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.32% | +6.97% | +1.35% |
| 3 Months | -0.18% | -0.44% | +0.26% |
| 6 Months | +3.73% | +2.86% | +0.87% |
| 1 Year | -1.87% | +0.81% | -2.68% |
| 3 Years CAGR | +12.70% | +11.40% | +1.30% |
| 5 Years CAGR | +10.32% | +10.93% | -0.61% |
| 7 Years CAGR | +15.22% | +15.04% | +0.18% |
| 10 Years CAGR | +13.54% | +13.46% | +0.08% |
| Since Inception | +12.35% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI Value Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -3.38% | -0.49% | -2.89% |
| 2025 | +6.98% | +4.57% | +2.41% |
| 2024 | +23.41% | +21.24% | +2.17% |
| 2023 | +26.72% | +32.95% | -6.23% |
| 2022 | +4.27% | +4.90% | -0.63% |
| 2021 | +30.42% | +30.97% | -0.55% |
| 2020 | +19.02% | +14.09% | +4.93% |
| 2019 | +10.40% | +4.94% | +5.46% |
| 2018 | -2.44% | -10.61% | +8.17% |
| 2017 | +29.09% | +38.91% | -9.82% |
| 2016 | +2.60% | +5.06% | -2.46% |
| 2015 | -5.94% | +0.31% | -6.25% |
| 2014 | +41.22% | +52.42% | -11.20% |
| 2013 | +5.85% | +1.75% | +4.10% |
| 2012 | +27.28% | +34.47% | -7.19% |
| 2011 | -12.11% | -23.76% | +11.65% |
| 2010 | +19.40% | +16.83% | +2.57% |
| 2009 | +97.62% | +100.41% | -2.79% |
| 2008 | -49.04% | -51.44% | +2.40% |
| 2007 | +71.33% | +77.47% | -6.14% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -51.44% | +16.06% | +12.09% | +116.32% | 79.3% | 52.0% |
| 3-Year Rolling | -6.13% | +14.48% | +14.82% | +36.52% | 98.5% | 81.5% |
| 5-Year Rolling | -2.98% | +13.80% | +13.44% | +29.82% | 99.5% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2008-10-27 | -55.6% | 10 months | 14 months |
| 2020-02-07 | 2020-03-23 | -36.7% | 1 months | 7 months |
| 2006-05-10 | 2006-06-14 | -32.9% | 1 months | 13 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments following value investment strategy: 80% to 100% Money Market Instruments and other instruments permissible under residual portion: 0% to 20% | Per Scheme Mandate |
Investment Objective & Strategy
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 9,647 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Value schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Value Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HSBC Value Fund | 7.4 | +14.83% | 1.83% | 103.6% | Rs 15,581 cr | Compare → |
| Tata Value Fund | 5.3 | +12.96% | 1.98% | 106.7% | Rs 8,795 cr | Compare → |
| LIC MF Value Fund | 4.8 | +16.31% | 3.33% | 109.8% | Rs 403 cr | Compare → |
| Groww Value Fund formerly known as Indiabulls Value Fund | 3.3 | +11.58% | 2.89% | 93.4% | Rs 86.4 cr | Compare → |
| Quant Value Fund | 6.2 | +17.24% | 2.31% | 113.0% | Rs 1,930 cr | Compare → |
Frequently Asked Questions about UTI Value Fund
What is the expense ratio of UTI Value Fund?
UTI Value Fund has a total expense ratio (TER) of 1.86% with a base expense ratio of 1.5%, compared to the Value category median of 2.33%.
Who manages UTI Value Fund?
UTI Value Fund is managed by Amit Premchandani.
What are the historical returns of UTI Value Fund?
UTI Value Fund delivered a 3-year CAGR of 12.7% and a 5-year CAGR of 10.32%. Its 1-year return stands at -1.87%.
How large is UTI Value Fund?
UTI Value Fund manages assets of Rs 9,647 cr, placing it in the 'stretched' size band relative to Value peers.
How is UTI Value Fund scored on MFIQ?
UTI Value Fund holds an MFIQ Score of 5.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Value Fund?
UTI Value Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.56% with a maximum historical drawdown of -55.59%.