UTI Multi Cap Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.02% | +5.58% | -0.56% |
| 3 Months | -0.32% | +0.66% | -0.98% |
| 6 Months | +5.57% | +7.75% | -2.18% |
| 1 Year | +1.67% | +6.20% | -4.53% |
| Since Inception | +4.89% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.41% | +7.13% | -6.72% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -7.23% | +1.04% | +0.79% | +7.03% | 64.2% | 90.8% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-05 | 2026-03-31 | -14.3% | 3 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of Large, Mid and Small cap entities of which | 75% - 100% # a) Large Cap Entities 25% - 50% b) Mid Cap Entities 25% - 50% c) Small Cap Entities 25% - 50% Money Market Instruments and other instruments permissible under residual portion : 0% - 20% |
Investment Objective & Strategy
The scheme shall seek to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,212 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| PGIM India Multi Cap Fund | 4.5 | - | 2.56% | 101.3% | Rs 500 cr | Compare → |
| DSP Multi Cap Fund | 2.7 | - | 2.05% | 107.9% | Rs 2,998 cr | Compare → |
| BAJAJ FINSERV MULTI CAP FUND | 5.6 | - | 2.56% | 86.6% | Rs 1,785 cr | Compare → |
| Samco Multi Cap Fund | 2.2 | - | 3.81% | 71.5% | Rs 220 cr | Compare → |
| Motilal Oswal Multi Cap Fund | 5.2 | - | 2.27% | 105.9% | Rs 5,010 cr | Compare → |
Frequently Asked Questions about UTI Multi Cap Fund
What is the expense ratio of UTI Multi Cap Fund?
UTI Multi Cap Fund has a total expense ratio (TER) of 2.23% with a base expense ratio of 1.74%, compared to the Multi Cap category median of 2.21%.
Who manages UTI Multi Cap Fund?
UTI Multi Cap Fund is managed by Karthikraj Lakshmanan (tenure: 1.5 years since 2025-05-16).
What are the historical returns of UTI Multi Cap Fund?
UTI Multi Cap Fund has a 1-year return of +1.67%.
How large is UTI Multi Cap Fund?
UTI Multi Cap Fund manages assets of Rs 2,212 cr, placing it in the 'comfortable' size band relative to Multi Cap peers.
How is UTI Multi Cap Fund scored on MFIQ?
UTI Multi Cap Fund holds an MFIQ Score of 3.6/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Multi Cap Fund?
UTI Multi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.41% with a maximum historical drawdown of -14.33%.