UTI Aggressive Hybrid Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 96% of 3-year investment horizons.
- Strong capital defense: downside capture of 69% limits losses during market corrections.
- Generated +1.7% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.89% is lower than category median (2.2%).
- Experienced a maximum drawdown of -47.8% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.08% | +6.16% | +0.92% |
| 3 Months | +0.16% | +1.07% | -0.91% |
| 6 Months | +3.58% | +5.38% | -1.80% |
| 1 Year | +0.29% | +2.59% | -2.30% |
| 3 Years CAGR | +11.02% | +10.89% | +0.13% |
| 5 Years CAGR | +10.02% | +8.84% | +1.18% |
| 7 Years CAGR | +14.05% | +12.32% | +1.73% |
| 10 Years CAGR | +11.43% | +11.96% | -0.53% |
| Since Inception | +10.64% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI Aggressive Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.20% | +2.63% | -3.83% |
| 2025 | +6.42% | +6.01% | +0.41% |
| 2024 | +19.69% | +15.75% | +3.94% |
| 2023 | +25.45% | +20.35% | +5.10% |
| 2022 | +5.64% | +2.27% | +3.37% |
| 2021 | +30.47% | +23.77% | +6.70% |
| 2020 | +13.20% | +13.43% | -0.23% |
| 2019 | +2.48% | +10.39% | -7.91% |
| 2018 | -5.60% | -2.51% | -3.09% |
| 2017 | +25.69% | +25.44% | +0.25% |
| 2016 | +8.84% | +5.08% | +3.76% |
| 2015 | +2.39% | +2.88% | -0.49% |
| 2014 | +32.84% | +43.24% | -10.40% |
| 2013 | +6.82% | +7.10% | -0.28% |
| 2012 | +27.96% | +26.34% | +1.62% |
| 2011 | -19.23% | -18.20% | -1.03% |
| 2010 | +16.36% | +15.27% | +1.09% |
| 2009 | +62.41% | +62.41% | 0.00% |
| 2008 | -40.80% | -44.40% | +3.60% |
| 2007 | +35.51% | +51.84% | -16.33% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -44.08% | +12.73% | +9.92% | +81.11% | 79.7% | 60.1% |
| 3-Year Rolling | -7.49% | +11.89% | +11.83% | +29.11% | 96.0% | 59.2% |
| 5-Year Rolling | -1.27% | +11.51% | +11.48% | +26.22% | 99.8% | 39.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2009-03-09 | -47.8% | 14 months | 16 months |
| 2018-01-23 | 2020-03-23 | -33.5% | 26 months | 8 months |
| 2010-11-10 | 2011-12-20 | -22.9% | 13 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & equity related instruments (Including units of REITS): 65-80% Debt and Money Market instruments (including securitised debt)*: 20-35% Units issued by InvITs: 0-10% * The fund may invest up to 50% of its debt portfolio in securitized debt. | Per Scheme Mandate |
Investment Objective & Strategy
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 6,818 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Aggressive Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Aggressive Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| 360 ONE Balanced Hybrid Fund | 4.9 | +9.78% | 2.19% | 35.1% | Rs 671 cr | Compare → |
| CANARA ROBECO AGGRESSIVE HYBRID FUND | 5.3 | +11.25% | 1.79% | 70.7% | Rs 11,572 cr | Compare → |
| Mirae Asset Aggressive Hybrid Fund | 5.7 | +11.56% | 1.91% | 65.9% | Rs 9,838 cr | Compare → |
| DSP Aggressive Hybrid Fund | 5.1 | +10.77% | 1.83% | 68.5% | Rs 12,068 cr | Compare → |
| Navi Aggressive Hybrid Fund | 5.2 | +11.73% | 2.57% | 56.6% | Rs 120 cr | Compare → |
Frequently Asked Questions about UTI Aggressive Hybrid Fund
What is the expense ratio of UTI Aggressive Hybrid Fund?
UTI Aggressive Hybrid Fund has a total expense ratio (TER) of 1.89% with a base expense ratio of 1.53%, compared to the Aggressive Hybrid category median of 2.20%.
Who manages UTI Aggressive Hybrid Fund?
UTI Aggressive Hybrid Fund is managed by V Srivatsa (tenure: 17.0 years since 2009-11-01).
What are the historical returns of UTI Aggressive Hybrid Fund?
UTI Aggressive Hybrid Fund delivered a 3-year CAGR of 11.02% and a 5-year CAGR of 10.02%. Its 1-year return stands at +0.29%.
How large is UTI Aggressive Hybrid Fund?
UTI Aggressive Hybrid Fund manages assets of Rs 6,818 cr, placing it in the 'comfortable' size band relative to Aggressive Hybrid peers.
How is UTI Aggressive Hybrid Fund scored on MFIQ?
UTI Aggressive Hybrid Fund holds an MFIQ Score of 5.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Aggressive Hybrid Fund?
UTI Aggressive Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.07% with a maximum historical drawdown of -47.78%.