Tata Ethical Fund-Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 97% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.96% is lower than category median (2.52%).
- Over 30 years of operational history across different market cycles.
- Experienced a maximum drawdown of -70.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.61% | +6.32% | +0.29% |
| 3 Months | -3.14% | -0.20% | -2.94% |
| 6 Months | -0.22% | +5.98% | -6.20% |
| 1 Year | -5.55% | +3.90% | -9.45% |
| 3 Years CAGR | +4.97% | +13.23% | -8.26% |
| 5 Years CAGR | +5.01% | +10.72% | -5.71% |
| 7 Years CAGR | +12.21% | +15.35% | -3.14% |
| 10 Years CAGR | +11.17% | +14.26% | -3.09% |
| Since Inception | +10.77% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata Ethical Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -6.75% | +4.03% | -10.78% |
| 2025 | -1.33% | +1.43% | -2.76% |
| 2024 | +13.17% | +20.41% | -7.24% |
| 2023 | +26.74% | +30.70% | -3.96% |
| 2022 | -6.53% | +1.66% | -8.19% |
| 2021 | +44.91% | +30.31% | +14.60% |
| 2020 | +26.23% | +13.54% | +12.69% |
| 2019 | +2.96% | +7.11% | -4.15% |
| 2018 | -5.94% | -5.94% | 0.00% |
| 2017 | +36.20% | +39.22% | -3.02% |
| 2016 | -5.62% | +4.10% | -9.72% |
| 2015 | +7.16% | +1.85% | +5.31% |
| 2014 | +41.49% | +52.06% | -10.57% |
| 2013 | +16.36% | -4.06% | +20.42% |
| 2012 | +25.68% | +26.60% | -0.92% |
| 2011 | -16.64% | -23.05% | +6.41% |
| 2010 | +19.77% | +18.91% | +0.86% |
| 2009 | +107.19% | +77.75% | +29.44% |
| 2008 | -65.07% | -57.13% | -7.94% |
| 2007 | +67.01% | +66.75% | +0.26% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -66.58% | +15.18% | +10.96% | +135.86% | 72.1% | 29.1% |
| 3-Year Rolling | -11.78% | +13.02% | +11.25% | +37.26% | 97.2% | 22.8% |
| 5-Year Rolling | -2.22% | +13.19% | +14.03% | +28.44% | 98.7% | 19.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2008-10-27 | -70.5% | 10 months | 61 months |
| 2006-05-09 | 2006-06-14 | -34.4% | 1 months | 5 months |
| 2020-02-13 | 2020-03-23 | -29.6% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related instruments of Shariah compliant companies 80-100, Other Shariah compliant instruments including Cash 0-20. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to provide medium to long- term capital gains by investing in Shariah compliant equity and equity related instruments of well-researched value and growth - oriented companies.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,875 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| quant Teck Fund | 1.9 | +4.49% | 3.70% | 120.5% | Rs 252 cr | Compare → |
| UTI Innovation Fund | 2.8 | +3.35% | 2.39% | 117.6% | Rs 789 cr | Compare → |
| Aditya Birla Sun Life MNC Fund | 3.1 | +5.45% | 2.12% | 113.2% | Rs 3,055 cr | Compare → |
| SBI CONSUMPTION OPPORTUNITIES FUND | 3.2 | +4.24% | 2.22% | 122.5% | Rs 2,581 cr | Compare → |
| Aditya Birla Sun Life Digital India Fund | 3.6 | +4.77% | 2.05% | 75.4% | Rs 3,869 cr | Compare → |
Frequently Asked Questions about Tata Ethical Fund
What is the expense ratio of Tata Ethical Fund?
Tata Ethical Fund has a total expense ratio (TER) of 1.96% with a base expense ratio of 1.62%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Tata Ethical Fund?
Tata Ethical Fund is managed by Abhinav Sharma (tenure: 5.2 years since 2021-09-06).
What are the historical returns of Tata Ethical Fund?
Tata Ethical Fund delivered a 3-year CAGR of 4.97% and a 5-year CAGR of 5.01%. Its 1-year return stands at -5.55%.
How large is Tata Ethical Fund?
Tata Ethical Fund manages assets of Rs 3,875 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is Tata Ethical Fund scored on MFIQ?
Tata Ethical Fund holds an MFIQ Score of 3.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata Ethical Fund?
Tata Ethical Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.85% with a maximum historical drawdown of -70.53%.