Shriram Flexi Cap Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 5.67% demonstrates steady long-term compounding.
- Downside capture of 114% indicates larger drops during broader market downturns.
- Expense ratio (2.6%) is higher than category median (2.17%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.36% | +6.72% | +1.64% |
| 3 Months | -0.17% | +0.95% | -1.12% |
| 6 Months | +4.20% | +7.48% | -3.28% |
| 1 Year | -2.19% | +3.87% | -6.06% |
| 3 Years CAGR | +6.05% | +12.91% | -6.86% |
| 5 Years CAGR | +5.67% | +9.13% | -3.46% |
| 7 Years CAGR | +9.27% | +13.79% | -4.52% |
| Since Inception | +9.23% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Shriram Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -2.40% | +3.55% | -5.95% |
| 2025 | -6.57% | +3.91% | -10.48% |
| 2024 | +16.04% | +18.52% | -2.48% |
| 2023 | +26.58% | +28.78% | -2.20% |
| 2022 | +2.35% | -1.11% | +3.46% |
| 2021 | +20.42% | +32.43% | -12.01% |
| 2020 | +12.47% | +14.34% | -1.87% |
| 2019 | +6.53% | +10.28% | -3.75% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -27.68% | +11.09% | +6.63% | +67.68% | 67.0% | 18.7% |
| 3-Year Rolling | +3.77% | +12.98% | +12.67% | +23.75% | 100.0% | 2.7% |
| 5-Year Rolling | +3.71% | +12.86% | +13.72% | +20.48% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -32.2% | 1 months | 8 months |
| 2024-07-15 | 2026-03-31 | -25.1% | 21 months | Not yet recovered |
| 2021-10-18 | 2022-06-20 | -19.4% | 8 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments including Derivatives: 65% to 100%; | Per Scheme Mandate |
| Money Market Instruments/ Gold ETFs / Silver ETFs /Other Liquid Instruments / Units of Domestic Mutual Funds: 0% to 35%; | Per Scheme Mandate |
| Units issued by InvITS: 0% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the scheme is to generate long term capital appreciation by investing in an actively managed portfolio predominantly consisting of Equity & equity related securities diversified over various sectors. There is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 130 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| NJ Flexi Cap Fund | 2.7 | +8.07% | 2.26% | 103.2% | Rs 2,747 cr | Compare → |
| TRUSTMF Flexi Cap Fund | 5.7 | - | 3.14% | 82.8% | Rs 1,102 cr | Compare → |
| Sundaram Flexicap Fund | 3.8 | +8.91% | 2.17% | 93.7% | Rs 1,948 cr | Compare → |
| Unifi Flexi Cap Fund | 7.1 | - | - | 73.8% | Rs 272 cr | Compare → |
| SBI Flexicap Fund | 3.3 | +9.24% | 2.03% | 89.4% | Rs 22,727 cr | Compare → |
Frequently Asked Questions about Shriram Flexi Cap Fund
What is the expense ratio of Shriram Flexi Cap Fund?
Shriram Flexi Cap Fund has a total expense ratio (TER) of 2.6% with a base expense ratio of 2.1%, compared to the Flexi Cap category median of 2.17%.
Who manages Shriram Flexi Cap Fund?
Shriram Flexi Cap Fund is managed by Ketankumar Shah.
What are the historical returns of Shriram Flexi Cap Fund?
Shriram Flexi Cap Fund delivered a 3-year CAGR of 6.05% and a 5-year CAGR of 5.67%. Its 1-year return stands at -2.19%.
How large is Shriram Flexi Cap Fund?
Shriram Flexi Cap Fund manages assets of Rs 130 cr, placing it in the 'too small' size band relative to Flexi Cap peers.
How is Shriram Flexi Cap Fund scored on MFIQ?
Shriram Flexi Cap Fund holds an MFIQ Score of 1.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Shriram Flexi Cap Fund?
Shriram Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.88% with a maximum historical drawdown of -32.24%.