SBI PSU Fund - REGULAR PLAN -Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 85% of historical 3-year rolling periods.
- Generated +6.0% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.95% is lower than category median (2.52%).
- Over 16 years of operational history across different market cycles.
- High beta (1.19) means the fund swings more sharply than the broader index.
- Downside capture of 113% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -48.1% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.31% | +6.32% | +0.99% |
| 3 Months | -0.29% | -0.20% | -0.09% |
| 6 Months | -2.07% | +5.98% | -8.05% |
| 1 Year | +1.50% | +3.90% | -2.40% |
| 3 Years CAGR | +19.75% | +13.23% | +6.52% |
| 5 Years CAGR | +20.75% | +10.72% | +10.03% |
| 7 Years CAGR | +18.21% | +15.35% | +2.86% |
| 10 Years CAGR | +12.67% | +14.26% | -1.59% |
| Since Inception | +7.80% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI PSU Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.35% | +4.03% | -2.68% |
| 2025 | +11.27% | +1.43% | +9.84% |
| 2024 | +23.45% | +20.41% | +3.04% |
| 2023 | +54.03% | +30.70% | +23.33% |
| 2022 | +29.01% | +1.66% | +27.35% |
| 2021 | +32.41% | +30.31% | +2.10% |
| 2020 | -9.98% | +13.54% | -23.52% |
| 2019 | +5.99% | +7.11% | -1.12% |
| 2018 | -23.82% | -5.94% | -17.88% |
| 2017 | +21.95% | +39.22% | -17.27% |
| 2016 | +16.23% | +4.10% | +12.13% |
| 2015 | -11.10% | +1.85% | -12.95% |
| 2014 | +41.54% | +52.06% | -10.52% |
| 2013 | -13.16% | -4.06% | -9.10% |
| 2012 | +10.33% | +26.60% | -16.27% |
| 2011 | -27.12% | -23.05% | -4.07% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -32.11% | +11.54% | +5.20% | +111.73% | 56.2% | 68.8% |
| 3-Year Rolling | -17.08% | +11.13% | +7.61% | +44.36% | 80.0% | 85.4% |
| 5-Year Rolling | -5.95% | +9.74% | +6.40% | +34.37% | 83.2% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2017-11-06 | 2020-03-24 | -48.1% | 29 months | 19 months |
| 2010-10-06 | 2013-08-28 | -47.1% | 35 months | 41 months |
| 2024-08-01 | 2025-02-28 | -24.6% | 7 months | 11 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities of PSU companies and their subsidiaries including REITs | 80%-100% |
| Other equity and equity related instruments | 0%-20% |
| Money market and other liquid instruments including units of domestic mutual funds | 0%-20% |
| Units issued by InvITs | 0%-10% |
| Gold and Silver Instruments | 0%-20% |
Investment Objective & Strategy
The objective of the scheme would be toprovide investors with opportunities forlong-term growth in capital along with theliquidity of an open-ended scheme throughan active management of investments in adiversified basket of equity stocks ofdomestic Public Sector Under takings and indebt and money market instruments issuedby PSUs and others.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 6,737 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as strained relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI BANKING & FINANCIAL SERVICES FUND | 6.1 | +16.68% | 2.16% | 77.4% | Rs 11,653 cr | Compare → |
| CANARA ROBECO INFRASTRUCTURE FUND | 5.3 | +17.04% | 2.41% | 112.1% | Rs 932 cr | Compare → |
| Union Innovation & Opportunities Fund | 6.6 | +18.29% | 2.31% | 92.7% | Rs 1,380 cr | Compare → |
| Mahindra Manulife Business Cycle Fund | 6.4 | +15.86% | 2.42% | 105.5% | Rs 1,323 cr | Compare → |
| quant BFSI Fund | 5.7 | +19.45% | 3.35% | 101.2% | Rs 916 cr | Compare → |
Frequently Asked Questions about SBI PSU Fund
What is the expense ratio of SBI PSU Fund?
SBI PSU Fund has a total expense ratio (TER) of 1.95% with a base expense ratio of 1.55%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages SBI PSU Fund?
SBI PSU Fund is managed by Rohit Shimpi (tenure: 2.4 years since 2024-06-01).
What are the historical returns of SBI PSU Fund?
SBI PSU Fund delivered a 3-year CAGR of 19.75% and a 5-year CAGR of 20.75%. Its 1-year return stands at +1.50%.
How large is SBI PSU Fund?
SBI PSU Fund manages assets of Rs 6,737 cr, placing it in the 'strained' size band relative to Sectoral / Thematic peers.
How is SBI PSU Fund scored on MFIQ?
SBI PSU Fund holds an MFIQ Score of 6.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI PSU Fund?
SBI PSU Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 20.46% with a maximum historical drawdown of -48.07%.