Samco Multi Asset Allocation Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of -3% limits losses during market corrections.
- Expense ratio (3.7%) is higher than category median (2.13%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +0.84% | +3.61% | -2.77% |
| 3 Months | -1.64% | -1.36% | -0.28% |
| 6 Months | -1.39% | +1.77% | -3.16% |
| 1 Year | +1.18% | +6.58% | -5.40% |
| Since Inception | +10.15% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.43% | +2.90% | -1.47% |
| 2025 | +18.03% | +18.15% | -0.12% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -3.21% | +7.65% | +6.07% | +29.15% | 93.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -12.5% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments - 20% to 80% | Per Scheme Mandate |
| Debt & Money Market Instruments - 10% to 80% | Per Scheme Mandate |
| Units of Gold ETF, Silver ETF & Gold Related Instruments (which may be permitted under SEBI Regulations from time to time) & any other mode of investment in commodities (excluding commodity derivatives) - 10% to 80% | Per Scheme Mandate |
| Exchange Traded Commodity Derivatives (ETCDs) - 0% to 30% | Per Scheme Mandate |
| Units issued by REITs / InvITs - 0% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruements, debt and money market instruments, Exchange Traded Commodity Derivatives / Units of Gold ETFs, Silver ETF & units of REITs/InvITs There is no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 379 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Sundaram Multi Asset Allocation Fund | 2.3 | - | 2.10% | 43.5% | Rs 3,290 cr | Compare → |
| Quantum Multi Asset Allocation Fund | 2.7 | - | 2.03% | 42.0% | Rs 57.4 cr | Compare → |
| LIC MF Multi Asset Allocation Fund | 2.2 | - | 2.37% | 35.8% | Rs 981 cr | Compare → |
| Groww Multi Asset Allocation Fund | 2.2 | - | 2.67% | 38.8% | Rs 398 cr | Compare → |
| Bajaj Finserv Multi Asset Allocation Fund | 3.5 | - | 2.22% | 31.5% | Rs 1,982 cr | Compare → |
Frequently Asked Questions about Samco Multi Asset Allocation Fund
What is the expense ratio of Samco Multi Asset Allocation Fund?
Samco Multi Asset Allocation Fund has a total expense ratio (TER) of 3.7% with a base expense ratio of 1.96%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Samco Multi Asset Allocation Fund?
Samco Multi Asset Allocation Fund is managed by Umeshkumar Mehta.
What are the historical returns of Samco Multi Asset Allocation Fund?
Samco Multi Asset Allocation Fund has a 1-year return of +1.18%.
How large is Samco Multi Asset Allocation Fund?
Samco Multi Asset Allocation Fund manages assets of Rs 379 cr, placing it in the 'small' size band relative to Multi Asset Allocation peers.
How is Samco Multi Asset Allocation Fund scored on MFIQ?
Samco Multi Asset Allocation Fund holds an MFIQ Score of 2.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Samco Multi Asset Allocation Fund?
Samco Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.31% with a maximum historical drawdown of -12.55%.