PGIM India Small Cap Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 75% limits losses during market corrections.
- Generated +2.3% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.08% | +1.11% | +1.97% |
| 3 Months | +0.05% | -1.13% | +1.18% |
| 6 Months | +10.12% | +7.86% | +2.26% |
| 1 Year | +11.45% | +11.28% | +0.17% |
| 3 Years CAGR | +13.72% | +13.50% | +0.22% |
| 5 Years CAGR | +9.96% | +13.60% | -3.64% |
| Since Inception | +11.97% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in PGIM India Small Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +15.08% | +13.95% | +1.13% |
| 2025 | -0.50% | -3.98% | +3.48% |
| 2024 | +19.67% | +25.60% | -5.93% |
| 2023 | +23.92% | +41.38% | -17.46% |
| 2022 | -5.33% | -0.63% | -4.70% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -10.96% | +11.69% | +8.76% | +40.45% | 84.7% | 52.1% |
| 3-Year Rolling | +5.72% | +13.89% | +14.17% | +20.20% | 100.0% | 8.7% |
| 5-Year Rolling | +9.09% | +11.51% | +11.88% | +14.10% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2022-01-17 | 2022-06-20 | -25.2% | 5 months | 15 months |
| 2024-10-16 | 2025-03-03 | -21.9% | 5 months | 15 months |
| 2026-08-31 | 2026-10-23 | -10.9% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments of Small Cap Companies - Min 65% and Max 100% Equity & Equity Related Instruments of other companies - Min 0% and Max 35% Money Market Instruments and other liquid instruments, Units of Liquid, Money Market and Overnight Mutual funds - Min 0% and Max 35% Units of Gold ETFs & Silver ETFs - Min 0% and Max 25% Units issued by InVITs - Min 0% and Max 10% | Per Scheme Mandate |
Investment Objective & Strategy
To achieve long term capital appreciation by predominantly investing in equity and equity related instruments of small cap companies. However, there is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,773 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Small Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Small Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Small Cap Fund | 5.1 | +15.10% | 1.70% | 87.5% | Rs 21,210 cr | Compare → |
| Axis Small Cap Fund | 5.4 | +12.96% | 1.68% | 75.8% | Rs 30,679 cr | Compare → |
| quant Small Cap Fund | 6.5 | +15.64% | 1.65% | 80.1% | Rs 35,431 cr | Compare → |
| Union Small Cap Fund | 4.3 | +14.12% | 2.17% | 82.1% | Rs 2,796 cr | Compare → |
| LIC MF Small Cap Fund | 4.9 | +16.17% | 2.63% | 84.8% | Rs 863 cr | Compare → |
Frequently Asked Questions about PGIM India Small Cap Fund
What is the expense ratio of PGIM India Small Cap Fund?
PGIM India Small Cap Fund has a total expense ratio (TER) of 2.35% with a base expense ratio of 1.78%, compared to the Small Cap category median of 2.17%.
Who manages PGIM India Small Cap Fund?
PGIM India Small Cap Fund is managed by Utsav Mehta (tenure: 2.6 years since 2024-04-15).
What are the historical returns of PGIM India Small Cap Fund?
PGIM India Small Cap Fund delivered a 3-year CAGR of 13.72% and a 5-year CAGR of 9.96%. Its 1-year return stands at +11.45%.
How large is PGIM India Small Cap Fund?
PGIM India Small Cap Fund manages assets of Rs 1,773 cr, placing it in the 'small' size band relative to Small Cap peers.
How is PGIM India Small Cap Fund scored on MFIQ?
PGIM India Small Cap Fund holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is PGIM India Small Cap Fund?
PGIM India Small Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.77% with a maximum historical drawdown of -25.23%.