NJ Value Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Expense ratio (3.14%) is higher than category median (2.33%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.18% | +6.97% | +0.21% |
| 3 Months | -2.81% | -0.44% | -2.37% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -3.39% | -0.49% | -2.90% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-08-03 | 2026-10-23 | -11.1% | 3 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Instruments Indicative allocations | Per Scheme Mandate |
| (% of total assets) | Per Scheme Mandate |
| Equity and Equity related instruments of companies selected based on value investment strategy | Per Scheme Mandate |
| Minimum 80% - Maximum 100% | Per Scheme Mandate |
| Equity and Equity related instruments of companies other than value investment strategy | Per Scheme Mandate |
| Minimum 0% - Maximum 20% | Per Scheme Mandate |
| Money market instruments, other liquid instruments, InvITs, Gold and Silver instruments and other permissible securities by SEBI from time to time | Per Scheme Mandate |
| Minimum 0% - Maximum 20% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of companies by following a value investment strategy. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 231 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Value schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Value Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Value Fund | 7.2 | +16.58% | 2.34% | 46.3% | Rs 2,498 cr | Compare → |
| Axis Value Fund | 7.6 | +17.45% | 2.20% | 88.8% | Rs 2,017 cr | Compare → |
| Quant Value Fund | 6.2 | +17.24% | 2.31% | 113.0% | Rs 1,930 cr | Compare → |
| LIC MF Value Fund | 4.8 | +16.31% | 3.33% | 109.8% | Rs 403 cr | Compare → |
| HSBC Value Fund | 7.4 | +14.83% | 1.83% | 103.6% | Rs 15,581 cr | Compare → |
Frequently Asked Questions about NJ Value Fund
What is the expense ratio of NJ Value Fund?
NJ Value Fund has a total expense ratio (TER) of 3.14% with a base expense ratio of 2.1%, compared to the Value category median of 2.33%.
Who manages NJ Value Fund?
NJ Value Fund is managed by Dhaval Patel.
What are the historical returns of NJ Value Fund?
NJ Value Fund has a 1-year return of -.
How large is NJ Value Fund?
NJ Value Fund manages assets of Rs 231 cr, placing it in the 'too small' size band relative to Value peers.
How is NJ Value Fund scored on MFIQ?
NJ Value Fund holds an MFIQ Score of 5.8/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is NJ Value Fund?
NJ Value Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -11.06%.