Navi Large & Midcap Fund- Regular Plan- Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 94% of 3-year investment horizons.
- Over 11 years of operational history across different market cycles.
- Downside capture of 110% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -38.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.04% | +7.09% | -1.05% |
| 3 Months | -1.06% | +0.32% | -1.38% |
| 6 Months | +4.09% | +5.55% | -1.46% |
| 1 Year | +1.96% | +3.04% | -1.08% |
| 3 Years CAGR | +9.57% | +13.28% | -3.71% |
| 5 Years CAGR | +8.05% | +10.62% | -2.57% |
| 7 Years CAGR | +13.03% | +15.98% | -2.95% |
| 10 Years CAGR | +12.06% | +14.02% | -1.96% |
| Since Inception | +12.66% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Navi Large & Midcap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.57% | +2.62% | -0.05% |
| 2025 | +1.34% | +4.13% | -2.79% |
| 2024 | +16.13% | +24.32% | -8.19% |
| 2023 | +23.48% | +29.34% | -5.86% |
| 2022 | +0.28% | +0.28% | 0.00% |
| 2021 | +44.08% | +38.27% | +5.81% |
| 2020 | +8.02% | +15.49% | -7.47% |
| 2019 | +9.11% | +10.50% | -1.39% |
| 2018 | -8.49% | -5.42% | -3.07% |
| 2017 | +38.90% | +39.62% | -0.72% |
| 2016 | +11.89% | +7.78% | +4.11% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -32.21% | +14.14% | +9.87% | +88.84% | 80.1% | 44.6% |
| 3-Year Rolling | -8.50% | +13.22% | +13.21% | +32.61% | 94.4% | 20.8% |
| 5-Year Rolling | +6.26% | +14.44% | +14.11% | +26.42% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-07 | 2020-03-23 | -38.6% | 1 months | 9 months |
| 2024-09-23 | 2025-02-28 | -19.5% | 5 months | Not yet recovered |
| 2018-01-10 | 2018-10-09 | -18.9% | 9 months | 15 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments of Large Cap Companies – 35 to 65%; Equity and Equity Related Instruments of Midcap Companies – 35 to 65%; Other Equity & Equity related instruments – 0 to 30%; Debt & Money Market Instruments – 0 to 30%; Investment in REIT and INVIT – 0 to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate capital appreciation over medium to long-term by investing predominantly in equity and equity related securities of mid cap companies & large cap companies.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 308 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Large & Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large & Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Large & Mid Cap Fund | 4.7 | +11.95% | 2.17% | 101.9% | Rs 2,952 cr | Compare → |
| Tata Large & Mid Cap Fund | 2.9 | +6.19% | 1.83% | 112.8% | Rs 7,405 cr | Compare → |
| Aditya Birla Sun Life Large & Mid Cap Fund | 2.7 | +11.54% | 2.01% | 106.9% | Rs 5,848 cr | Compare → |
| Helios Large & Mid Cap Fund | 5.6 | - | 2.47% | 101.6% | Rs 1,628 cr | Compare → |
| LIC MF Large & Mid Cap Fund | 2.9 | +12.24% | 2.63% | 115.0% | Rs 3,085 cr | Compare → |
Frequently Asked Questions about Navi Large & Midcap Fund
What is the expense ratio of Navi Large & Midcap Fund?
Navi Large & Midcap Fund has a total expense ratio (TER) of 2.53% with a base expense ratio of 2.1%, compared to the Large & Mid Cap category median of 2.32%.
Who manages Navi Large & Midcap Fund?
Navi Large & Midcap Fund is managed by Aditya Mulki (tenure: 4.8 years since 2022-02-05).
What are the historical returns of Navi Large & Midcap Fund?
Navi Large & Midcap Fund delivered a 3-year CAGR of 9.57% and a 5-year CAGR of 8.05%. Its 1-year return stands at +1.96%.
How large is Navi Large & Midcap Fund?
Navi Large & Midcap Fund manages assets of Rs 308 cr, placing it in the 'too small' size band relative to Large & Mid Cap peers.
How is Navi Large & Midcap Fund scored on MFIQ?
Navi Large & Midcap Fund holds an MFIQ Score of 2.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Navi Large & Midcap Fund?
Navi Large & Midcap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.88% with a maximum historical drawdown of -38.55%.