Navi Flexi Cap Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 9.0% demonstrates steady long-term compounding.
- Expense ratio (2.56%) is higher than category median (2.17%), which creates fee drag over time.
- Experienced a maximum drawdown of -38.0% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.75% | +6.72% | -1.97% |
| 3 Months | +0.10% | +0.95% | -0.85% |
| 6 Months | +7.48% | +7.48% | 0.00% |
| 1 Year | +8.17% | +3.87% | +4.30% |
| 3 Years CAGR | +10.93% | +12.91% | -1.98% |
| 5 Years CAGR | +9.00% | +9.13% | -0.13% |
| 7 Years CAGR | +12.72% | +13.79% | -1.07% |
| Since Inception | +11.79% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Navi Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +7.68% | +3.55% | +4.13% |
| 2025 | +4.66% | +3.91% | +0.75% |
| 2024 | +11.37% | +18.52% | -7.15% |
| 2023 | +24.24% | +28.78% | -4.54% |
| 2022 | +0.44% | -1.11% | +1.55% |
| 2021 | +32.85% | +32.43% | +0.42% |
| 2020 | +8.81% | +14.34% | -5.53% |
| 2019 | +13.13% | +10.28% | +2.85% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -31.05% | +13.58% | +9.98% | +81.86% | 79.8% | 30.6% |
| 3-Year Rolling | +7.27% | +15.06% | +14.31% | +29.55% | 100.0% | 0.8% |
| 5-Year Rolling | +7.14% | +14.78% | +14.83% | +24.08% | 100.0% | 3.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -38.0% | 1 months | 8 months |
| 2024-09-27 | 2025-02-28 | -19.9% | 5 months | 16 months |
| 2021-10-18 | 2022-06-20 | -19.1% | 8 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments#: 65% To 100% Debt & Money market Instruments: 0% To 35% Investment in REITs and InvITs: 0% To 10% # including Derivative instruments | Per Scheme Mandate |
Investment Objective & Strategy
To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 304 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Flexi Cap Fund | 3.7 | +11.67% | 2.46% | 104.0% | Rs 1,253 cr | Compare → |
| LIC MF Flexi Cap Fund | 1.9 | +10.91% | 2.88% | 110.0% | Rs 1,077 cr | Compare → |
| PGIM India Flexi Cap Fund | 4.0 | +11.22% | 2.08% | 92.1% | Rs 5,989 cr | Compare → |
| Mahindra Manulife Flexi Cap Fund | 4.0 | +9.70% | 2.44% | 102.5% | Rs 1,582 cr | Compare → |
| DSP Flexi Cap Fund | 4.5 | +11.81% | 1.86% | 101.3% | Rs 12,622 cr | Compare → |
Frequently Asked Questions about Navi Flexi Cap Fund
What is the expense ratio of Navi Flexi Cap Fund?
Navi Flexi Cap Fund has a total expense ratio (TER) of 2.56% with a base expense ratio of 2.1%, compared to the Flexi Cap category median of 2.17%.
Who manages Navi Flexi Cap Fund?
Navi Flexi Cap Fund is managed by Aditya Mulki (tenure: 4.8 years since 2022-02-05).
What are the historical returns of Navi Flexi Cap Fund?
Navi Flexi Cap Fund delivered a 3-year CAGR of 10.93% and a 5-year CAGR of 9.0%. Its 1-year return stands at +8.17%.
How large is Navi Flexi Cap Fund?
Navi Flexi Cap Fund manages assets of Rs 304 cr, placing it in the 'small' size band relative to Flexi Cap peers.
How is Navi Flexi Cap Fund scored on MFIQ?
Navi Flexi Cap Fund holds an MFIQ Score of 3.6/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Navi Flexi Cap Fund?
Navi Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.35% with a maximum historical drawdown of -37.96%.