Kotak Healthcare Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 35% limits losses during market corrections.
- Generated +24.8% annualized alpha (excess return) over its benchmark.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.67% | +6.32% | +1.35% |
| 3 Months | +6.12% | -0.20% | +6.32% |
| 6 Months | +19.37% | +5.98% | +13.39% |
| 1 Year | +30.85% | +3.90% | +26.95% |
| Since Inception | +21.81% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +34.21% | +4.03% | +30.18% |
| 2025 | -7.34% | +1.43% | -8.77% |
| 2024 | +39.49% | +20.41% | +19.08% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -7.71% | +12.01% | +13.44% | +40.70% | 81.9% | 76.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-01-02 | 2025-03-03 | -18.3% | 2 months | 14 months |
| 2026-09-23 | 2026-10-23 | -10.5% | 1 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Investments Indicative Allocation Equity and Equity Related Instruments of companies engaged in Pharma, healthcare & allied sectors | 80%-100% Other Equity and Equity Related Instruments of companies -0%-20% Debt and Money Market Instruments - 0%-20% Units of Gold/Silver ETF - 0-20% Units of InvITs - 0%-10% |
Investment Objective & Strategy
The investment objective of the scheme is to seek to generate long term capital appreciation through investing in equity and equity related securities of companies benefitting directly or indirectly Pharma, Healthcare, and allied sectors. However, there is no assurance that the objective of the scheme will be achieved .
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 928 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Samco Flexi Cap Fund | 0.8 | -4.37% | 3.17% | 150.0% | Rs 235 cr | Compare → |
| PGIM India Healthcare Fund | 7.9 | - | 2.65% | 63.6% | Rs 152 cr | Compare → |
| SBI CONSUMPTION OPPORTUNITIES FUND | 3.2 | +4.24% | 2.22% | 122.5% | Rs 2,581 cr | Compare → |
| BAJAJ FINSERV HEALTHCARE FUND | 7.8 | - | 2.59% | 54.9% | Rs 443 cr | Compare → |
| UTI Innovation Fund | 2.8 | +3.35% | 2.39% | 117.6% | Rs 789 cr | Compare → |
Frequently Asked Questions about Kotak Healthcare Fund
What is the expense ratio of Kotak Healthcare Fund?
Kotak Healthcare Fund has a total expense ratio (TER) of 2.49% with a base expense ratio of 1.95%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Kotak Healthcare Fund?
Kotak Healthcare Fund is managed by Dhananjay Tikariha (tenure: 2.9 years since 2023-12-11).
What are the historical returns of Kotak Healthcare Fund?
Kotak Healthcare Fund has a 1-year return of +30.85%.
How large is Kotak Healthcare Fund?
Kotak Healthcare Fund manages assets of Rs 928 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Kotak Healthcare Fund scored on MFIQ?
Kotak Healthcare Fund holds an MFIQ Score of 7.5/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Healthcare Fund?
Kotak Healthcare Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.71% with a maximum historical drawdown of -18.27%.