Kotak Contra Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 95% of historical 3-year rolling periods.
- Generated +1.7% annualized alpha (excess return) over its benchmark.
- Consistently ranked #2 in its category with an MFIQ quantitative score of 4.7/10.
- Experienced a maximum drawdown of -58.4% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.89% | +7.88% | -0.99% |
| 3 Months | -1.04% | +0.93% | -1.97% |
| 6 Months | +3.68% | +3.68% | 0.00% |
| 1 Year | +0.10% | +0.10% | 0.00% |
| 3 Years CAGR | +13.98% | +13.98% | 0.00% |
| 5 Years CAGR | +12.62% | +12.62% | 0.00% |
| 7 Years CAGR | +16.14% | +16.35% | -0.21% |
| 10 Years CAGR | +15.46% | +15.39% | +0.07% |
| Since Inception | +12.30% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Contra Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.67% | +0.75% | -2.42% |
| 2025 | +7.43% | +6.13% | +1.30% |
| 2024 | +22.10% | +22.10% | 0.00% |
| 2023 | +35.01% | +35.01% | 0.00% |
| 2022 | +7.37% | +7.37% | 0.00% |
| 2021 | +30.17% | +30.17% | 0.00% |
| 2020 | +15.17% | +21.18% | -6.01% |
| 2019 | +10.02% | +5.94% | +4.08% |
| 2018 | +2.56% | -3.26% | +5.82% |
| 2017 | +35.39% | +40.23% | -4.84% |
| 2016 | +7.06% | +6.72% | +0.34% |
| 2015 | -3.36% | -0.10% | -3.26% |
| 2014 | +39.31% | +47.66% | -8.35% |
| 2013 | +7.44% | +4.67% | +2.77% |
| 2012 | +33.20% | +33.20% | 0.00% |
| 2011 | -23.81% | -23.81% | 0.00% |
| 2010 | +15.62% | +12.92% | +2.70% |
| 2009 | +80.38% | +90.55% | -10.17% |
| 2008 | -50.73% | -50.73% | 0.00% |
| 2007 | +51.79% | +59.04% | -7.25% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -54.12% | +15.70% | +12.00% | +103.90% | 80.4% | 59.8% |
| 3-Year Rolling | -7.80% | +14.18% | +14.22% | +34.24% | 97.6% | 94.6% |
| 5-Year Rolling | -0.41% | +13.70% | +14.07% | +31.04% | 99.9% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -58.4% | 14 months | 18 months |
| 2020-01-24 | 2020-03-23 | -38.0% | 2 months | 8 months |
| 2006-05-10 | 2006-06-14 | -36.9% | 1 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| The asset allocation under the Scheme, under normal circumstances, will be as follows: Investments Indicative Allocation Equity and Equity related Securities - 80% to 100% Debt and Money Market Securities - 0% to 20% Units of Gold/Silver ETF- 0% to 20% Units issued by InvITs - 0% to 20% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related instruments.The Scheme will invest in stocks of companies, which are fundamentally sound but are undervalued.Undervalued stocks are stocks of those companies whose true long term potential is not yet recognised by the market. At times, the broad market takes time to appreciate the long-term potential of some fundamentally sound companies. Stocks of such companies are traded at prices below their intrinsic value and are regarded as undervalued stocks.We believe that, over a period of time, the price of a stock reflects the intrinsic value of the underlying company. Thus, the moving up of the price of the undervalued stock towards its intrinsic value will help us generate capital appreciation for investors.There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 5,457 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Contra schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Contra Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Invesco India Contra Fund | 4.9 | +14.90% | 1.83% | 103.0% | Rs 20,903 cr | Compare → |
| SBI CONTRA FUND | 4.9 | +11.04% | 1.60% | 89.2% | Rs 47,655 cr | Compare → |
Frequently Asked Questions about Kotak Contra Fund
What is the expense ratio of Kotak Contra Fund?
Kotak Contra Fund has a total expense ratio (TER) of 2.01% with a base expense ratio of 1.59%, compared to the Contra category median of 1.83%.
Who manages Kotak Contra Fund?
Kotak Contra Fund is managed by Shibani Kurian (tenure: 7.5 years since 2019-05-09).
What are the historical returns of Kotak Contra Fund?
Kotak Contra Fund delivered a 3-year CAGR of 13.98% and a 5-year CAGR of 12.62%. Its 1-year return stands at +0.10%.
How large is Kotak Contra Fund?
Kotak Contra Fund manages assets of Rs 5,457 cr, placing it in the 'comfortable' size band relative to Contra peers.
How is Kotak Contra Fund scored on MFIQ?
Kotak Contra Fund holds an MFIQ Score of 4.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Contra Fund?
Kotak Contra Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.74% with a maximum historical drawdown of -58.36%.