ITI Multi Cap Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Generated +2.9% annualized alpha (excess return) over its benchmark.
- Downside capture of 105% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -38.9% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.11% | +5.58% | -0.47% |
| 3 Months | +1.89% | +0.66% | +1.23% |
| 6 Months | +9.60% | +7.75% | +1.85% |
| 1 Year | +11.76% | +6.20% | +5.56% |
| 3 Years CAGR | +15.66% | +14.36% | +1.30% |
| 5 Years CAGR | +12.26% | +10.91% | +1.35% |
| 7 Years CAGR | +13.49% | +16.96% | -3.47% |
| Since Inception | +14.02% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in ITI Multi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +10.97% | +7.13% | +3.84% |
| 2025 | +2.73% | +2.69% | +0.04% |
| 2024 | +20.19% | +23.44% | -3.25% |
| 2023 | +38.54% | +31.30% | +7.24% |
| 2022 | +2.74% | +1.64% | +1.10% |
| 2021 | +19.27% | +47.86% | -28.59% |
| 2020 | +2.06% | +18.82% | -16.76% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -20.80% | +16.29% | +8.37% | +80.94% | 72.0% | 44.7% |
| 3-Year Rolling | +4.19% | +16.75% | +18.25% | +26.16% | 100.0% | 54.6% |
| 5-Year Rolling | +10.38% | +16.25% | +16.32% | +24.13% | 100.0% | 19.9% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-24 | 2020-03-23 | -38.9% | 2 months | 9 months |
| 2021-10-13 | 2022-06-20 | -24.0% | 8 months | 12 months |
| 2024-09-27 | 2025-02-28 | -23.6% | 5 months | 16 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Units issued by REITs, Equity related Instruments 75%-100%, Large Cap Companies 25%-50%, Mid Cap Companies 25%-50%, Small Cap Companies 25%-50%, Debt and Money Market Instruments 0%-25% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation. However, there can be no assurance that the investment objective of the Scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,589 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Multi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HSBC Multi Cap Fund | 5.9 | +15.86% | 2.03% | 105.2% | Rs 6,760 cr | Compare → |
| Edelweiss Multi Cap Fund | 5.2 | +15.01% | 2.08% | 105.0% | Rs 3,569 cr | Compare → |
| Kotak Multi Cap Fund | 7.0 | +16.08% | 1.79% | 108.0% | Rs 31,944 cr | Compare → |
| Aditya Birla Sun Life Multi Cap Fund | 5.2 | +14.36% | 2.00% | 102.3% | Rs 7,586 cr | Compare → |
| Mahindra Manulife Multi Cap Fund | 5.8 | +16.41% | 2.18% | 100.8% | Rs 7,968 cr | Compare → |
Frequently Asked Questions about ITI Multi Cap Fund
What is the expense ratio of ITI Multi Cap Fund?
ITI Multi Cap Fund has a total expense ratio (TER) of 2.29% with a base expense ratio of 1.8%, compared to the Multi Cap category median of 2.21%.
Who manages ITI Multi Cap Fund?
ITI Multi Cap Fund is managed by Dhimant Shah (tenure: 4.3 years since 2022-08-08).
What are the historical returns of ITI Multi Cap Fund?
ITI Multi Cap Fund delivered a 3-year CAGR of 15.66% and a 5-year CAGR of 12.26%. Its 1-year return stands at +11.76%.
How large is ITI Multi Cap Fund?
ITI Multi Cap Fund manages assets of Rs 1,589 cr, placing it in the 'small' size band relative to Multi Cap peers.
How is ITI Multi Cap Fund scored on MFIQ?
ITI Multi Cap Fund holds an MFIQ Score of 4.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is ITI Multi Cap Fund?
ITI Multi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.46% with a maximum historical drawdown of -38.88%.