HSBC Focused Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Generated +1.9% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.29% | +7.77% | -2.48% |
| 3 Months | +0.83% | +0.86% | -0.03% |
| 6 Months | +7.73% | +7.95% | -0.22% |
| 1 Year | +8.58% | +3.65% | +4.93% |
| 3 Years CAGR | +14.10% | +12.71% | +1.39% |
| 5 Years CAGR | +10.70% | +10.23% | +0.47% |
| Since Inception | +17.59% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in HSBC Focused Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +6.41% | +3.13% | +3.28% |
| 2025 | +1.85% | +2.93% | -1.08% |
| 2024 | +22.83% | +17.15% | +5.68% |
| 2023 | +29.34% | +28.21% | +1.13% |
| 2022 | -2.05% | -0.40% | -1.65% |
| 2021 | +29.80% | +34.23% | -4.43% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.78% | +16.22% | +10.79% | +68.57% | 85.2% | 51.0% |
| 3-Year Rolling | +9.49% | +16.79% | +16.96% | +23.11% | 100.0% | 51.7% |
| 5-Year Rolling | +8.13% | +14.60% | +13.81% | +21.11% | 100.0% | 49.7% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2022-01-17 | 2022-06-17 | -21.8% | 5 months | 12 months |
| 2024-12-11 | 2025-03-03 | -20.9% | 3 months | 16 months |
| 2026-08-25 | 2026-10-23 | -11.8% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities and Equity related securities | 80%-100%; Money market instruments and other liquid instruments -0%-20%; Units issued by InvITs-0%- 10%; Units of Gold and Silver ETFs - 0%- 20% * Subject to overall limit of 30 stocks across market capitalization. |
Investment Objective & Strategy
To seek long term capital growth through investments in a concentrated portfolio of equity & equity related instruments of up to 30 companies across market capitalization. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,832 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Focused schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Focused Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| ITI Focused Fund | 6.2 | +14.34% | 2.61% | 97.9% | Rs 626 cr | Compare → |
| DSP Focused Fund | 4.7 | +13.36% | 2.10% | 96.2% | Rs 2,695 cr | Compare → |
| Canara Robeco Focused Fund | 6.0 | +13.36% | 2.15% | 97.1% | Rs 2,989 cr | Compare → |
| Motilal Oswal Focused Fund | 3.9 | +14.21% | - | 111.2% | Rs 1,962 cr | Compare → |
| Bandhan Focused Fund | 5.2 | +15.68% | 2.29% | 94.2% | Rs 2,191 cr | Compare → |
Frequently Asked Questions about HSBC Focused Fund
What is the expense ratio of HSBC Focused Fund?
HSBC Focused Fund has a total expense ratio (TER) of 2.24% with a base expense ratio of 1.78%, compared to the Focused category median of 2.24%.
Who manages HSBC Focused Fund?
HSBC Focused Fund is managed by Neelotpal Sahai.
What are the historical returns of HSBC Focused Fund?
HSBC Focused Fund delivered a 3-year CAGR of 14.1% and a 5-year CAGR of 10.7%. Its 1-year return stands at +8.58%.
How large is HSBC Focused Fund?
HSBC Focused Fund manages assets of Rs 1,832 cr, placing it in the 'comfortable' size band relative to Focused peers.
How is HSBC Focused Fund scored on MFIQ?
HSBC Focused Fund holds an MFIQ Score of 5.5/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HSBC Focused Fund?
HSBC Focused Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.03% with a maximum historical drawdown of -21.76%.