HDFC Large Cap Fund - Growth Option - Regular Plan
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 63% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.56% is lower than category median (2.29%).
- Over 30 years of operational history across different market cycles.
- Experienced a maximum drawdown of -54.8% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +10.09% | +10.11% | -0.02% |
| 3 Months | +1.47% | +2.34% | -0.87% |
| 6 Months | +6.83% | +7.43% | -0.60% |
| 1 Year | +0.51% | +1.45% | -0.94% |
| 3 Years CAGR | +10.25% | +11.11% | -0.86% |
| 5 Years CAGR | +10.44% | +8.67% | +1.77% |
| 7 Years CAGR | +12.96% | +12.38% | +0.58% |
| 10 Years CAGR | +12.40% | +12.11% | +0.29% |
| Since Inception | +12.74% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in HDFC Large Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.27% | +0.43% | -1.70% |
| 2025 | +7.94% | +7.29% | +0.65% |
| 2024 | +11.64% | +14.09% | -2.45% |
| 2023 | +30.02% | +23.37% | +6.65% |
| 2022 | +10.61% | +1.44% | +9.17% |
| 2021 | +28.54% | +25.31% | +3.23% |
| 2020 | +5.91% | +14.56% | -8.65% |
| 2019 | +7.70% | +12.01% | -4.31% |
| 2018 | +0.13% | -0.64% | +0.77% |
| 2017 | +31.97% | +30.38% | +1.59% |
| 2016 | +8.52% | +3.25% | +5.27% |
| 2015 | -6.09% | -0.48% | -5.61% |
| 2014 | +46.52% | +38.97% | +7.55% |
| 2013 | +4.05% | +6.63% | -2.58% |
| 2012 | +32.43% | +28.47% | +3.96% |
| 2011 | -24.30% | -22.55% | -1.75% |
| 2010 | +25.05% | +17.67% | +7.38% |
| 2009 | +94.46% | +77.18% | +17.28% |
| 2008 | -45.35% | -50.30% | +4.95% |
| 2007 | +54.46% | +60.42% | -5.96% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -48.09% | +15.91% | +11.26% | +129.51% | 76.6% | 56.3% |
| 3-Year Rolling | -8.15% | +14.00% | +14.65% | +36.58% | 95.3% | 63.3% |
| 5-Year Rolling | -2.10% | +13.26% | +13.50% | +28.49% | 99.7% | 54.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2009-03-09 | -54.8% | 14 months | 7 months |
| 2019-07-04 | 2020-03-23 | -41.0% | 9 months | 9 months |
| 2006-05-10 | 2006-06-14 | -29.3% | 1 months | 4 months |
Portfolio & Asset Allocation
Filing Date: 2026-09-30Top 10 Security Holdings
| # | Company / Security | NSE Symbol | Asset Class | Weight (%) | Value (Cr) |
|---|---|---|---|---|---|
| 1 |
ICICI BANK LIMITED EQ NEW FV RS. 2/-
ICICIBANK
|
ICICIBANK | Equity |
9.79%
|
₹3,649.9 Cr |
| 2 |
HDFC BANK LIMITED EQ NEW FV RE. 1/-
HDFCBANK
|
HDFCBANK | Equity |
7.36%
|
₹2,746.4 Cr |
| 3 |
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-
BHARTIARTL
|
BHARTIARTL | Equity |
6.46%
|
₹2,410.9 Cr |
| 4 |
KOTAK MAHINDRA BANK LIMITED EQ NEW FV RE.1/-
KOTAKBANK
|
KOTAKBANK | Equity |
6.08%
|
₹2,266.9 Cr |
| 5 |
TITAN COMPANY LIMITED EQ NEW Re.1/-
TITAN
|
TITAN | Equity |
5.07%
|
₹1,890.7 Cr |
| 6 |
RELIANCE INDUSTRIES LIMITED EQ
RELIANCE
|
RELIANCE | Equity |
4.76%
|
₹1,774.6 Cr |
| 7 |
TORRENT PHARMACEUTICALS LTD EQ NEW FV RS.5/-
TORNTPHARM
|
TORNTPHARM | Equity |
4.09%
|
₹1,526.8 Cr |
| 8 |
AXIS BANK LIMITED EQ NE FV RS. 2/-
AXISBANK
|
AXISBANK | Equity |
3.52%
|
₹1,313.3 Cr |
| 9 |
BAJAJ FINSERV LIMITED EQ NEW FV RE.1/-
BAJAJFINSV
|
BAJAJFINSV | Equity |
3.05%
|
₹1,137.6 Cr |
| 10 |
BAJAJ AUTO LIMITED EQ
BAJAJ-AUTO
|
BAJAJ-AUTO | Equity |
2.81%
|
₹1,047.7 Cr |
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments of Large Cap companies/entities | 80% - 100% Equity and equity related instruments other than the above: 0%- 20% Money market instruments, Other liquid instruments and Units of Mutual Fund^^: 0% -20% Units issued by InvITs: 0% - 10% Gold and Silver instruments: 0% -20% ^^Units of Domestic Mutual Funds shall only include Overnight Funds, Liquid Funds and Money Market Mutual Funds. Further other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI from time to time. For detailed asset allocation, refer Scheme Information Document (SID) available on the website. |
Investment Objective & Strategy
To provide long-term capital appreciation/income by investing predominantly in Large-Cap companies. There is no assurance that the investment objective of the Scheme will be achieved.
Fund Size Position
Currently managing Rs 40,757 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Large Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| ITI Large Cap Fund | 3.4 | +10.64% | 2.61% | 99.0% | Rs 380 cr | Compare → |
| Mahindra Manulife Large Cap Fund | 3.0 | +9.96% | 2.59% | 99.7% | Rs 719 cr | Compare → |
| JM Large Cap Fund | 2.9 | +10.80% | 2.69% | 95.9% | Rs 381 cr | Compare → |
| UTI Large Cap Fund | 1.8 | +9.33% | - | 98.5% | Rs 12,484 cr | Compare → |
| Mirae Asset Large Cap Fund | 4.3 | +10.46% | 1.68% | 96.7% | Rs 38,897 cr | Compare → |
Frequently Asked Questions about HDFC Large Cap Fund
What is the expense ratio of HDFC Large Cap Fund?
HDFC Large Cap Fund has a total expense ratio (TER) of 1.56% with a base expense ratio of 1.29%, compared to the Large Cap category median of 2.29%.
Who manages HDFC Large Cap Fund?
HDFC Large Cap Fund is managed by Rahul Baijal (tenure: 4.3 years since 2022-07-29).
What are the historical returns of HDFC Large Cap Fund?
HDFC Large Cap Fund delivered a 3-year CAGR of 10.25% and a 5-year CAGR of 10.44%. Its 1-year return stands at +0.51%.
How large is HDFC Large Cap Fund?
HDFC Large Cap Fund manages assets of Rs 40,757 cr, placing it in the 'stretched' size band relative to Large Cap peers.
How is HDFC Large Cap Fund scored on MFIQ?
HDFC Large Cap Fund holds an MFIQ Score of 5.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HDFC Large Cap Fund?
HDFC Large Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.72% with a maximum historical drawdown of -54.83%.