DSP Large & Mid Cap Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 79% of historical 3-year rolling periods.
- Generated +1.6% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.84% is lower than category median (2.32%).
- Over 26 years of operational history across different market cycles.
- Experienced a maximum drawdown of -61.8% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.74% | +7.09% | +1.65% |
| 3 Months | +0.32% | +0.32% | 0.00% |
| 6 Months | +3.81% | +5.55% | -1.74% |
| 1 Year | -0.14% | +3.04% | -3.18% |
| 3 Years CAGR | +13.57% | +13.28% | +0.29% |
| 5 Years CAGR | +11.17% | +10.62% | +0.55% |
| 7 Years CAGR | +15.38% | +15.98% | -0.60% |
| 10 Years CAGR | +13.82% | +14.02% | -0.20% |
| Since Inception | +13.14% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in DSP Large & Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -2.18% | +2.62% | -4.80% |
| 2025 | +7.10% | +4.13% | +2.97% |
| 2024 | +23.85% | +24.32% | -0.47% |
| 2023 | +32.47% | +29.34% | +3.13% |
| 2022 | +4.37% | +0.28% | +4.09% |
| 2021 | +31.20% | +38.27% | -7.07% |
| 2020 | +14.24% | +15.49% | -1.25% |
| 2019 | +11.45% | +10.50% | +0.95% |
| 2018 | -9.24% | -5.42% | -3.82% |
| 2017 | +40.11% | +39.62% | +0.49% |
| 2016 | +11.16% | +7.78% | +3.38% |
| 2015 | +6.09% | +5.22% | +0.87% |
| 2014 | +45.40% | +48.40% | -3.00% |
| 2013 | +6.46% | +6.56% | -0.10% |
| 2012 | +29.36% | +31.30% | -1.94% |
| 2011 | -25.06% | -22.94% | -2.12% |
| 2010 | +24.20% | +14.39% | +9.81% |
| 2009 | +86.44% | +80.13% | +6.31% |
| 2008 | -55.10% | -55.55% | +0.45% |
| 2007 | +59.85% | +59.85% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -57.42% | +16.67% | +12.83% | +109.91% | 77.9% | 55.8% |
| 3-Year Rolling | -6.44% | +14.68% | +15.63% | +31.44% | 96.1% | 79.2% |
| 5-Year Rolling | -0.17% | +14.23% | +14.22% | +30.34% | 99.9% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -61.8% | 14 months | 18 months |
| 2020-01-24 | 2020-03-23 | -36.8% | 2 months | 8 months |
| 2006-05-10 | 2006-06-14 | -31.6% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| 1. (a) Equity & equity related instruments of large cap companies | 35% - 65% (b) Equity & equity related instruments of mid cap companies: 35% - 65% (c) Investment in other equity and equity related instruments: 0% - 30% 2. Debt and Money Market Securities: 0% -30% 3. Units of InvITs: 0%- 10% For detailed asset allocation pattern, please refer to the Scheme Information Document |
Investment Objective & Strategy
The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies/entities. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction.There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 23,711 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large & Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large & Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Axis Large & Mid Cap Fund | 6.9 | +14.59% | 1.84% | 89.1% | Rs 17,337 cr | Compare → |
| Baroda BNP Paribas Large and Mid Cap Fund | 5.7 | +13.77% | 2.31% | 104.7% | Rs 1,891 cr | Compare → |
| UTI Large & Mid Cap Fund | 6.3 | +14.77% | 1.96% | 95.3% | Rs 6,682 cr | Compare → |
| Kotak Large & Mid Cap Fund | 5.8 | +13.36% | 1.64% | 103.7% | Rs 33,188 cr | Compare → |
| HSBC Large & Mid Cap Fund | 6.6 | +17.21% | 2.39% | 98.5% | Rs 6,258 cr | Compare → |
Frequently Asked Questions about DSP Large & Mid Cap Fund
What is the expense ratio of DSP Large & Mid Cap Fund?
DSP Large & Mid Cap Fund has a total expense ratio (TER) of 1.84% with a base expense ratio of 1.39%, compared to the Large & Mid Cap category median of 2.32%.
Who manages DSP Large & Mid Cap Fund?
DSP Large & Mid Cap Fund is managed by Rohit Singhania.
What are the historical returns of DSP Large & Mid Cap Fund?
DSP Large & Mid Cap Fund delivered a 3-year CAGR of 13.57% and a 5-year CAGR of 11.17%. Its 1-year return stands at -0.14%.
How large is DSP Large & Mid Cap Fund?
DSP Large & Mid Cap Fund manages assets of Rs 23,711 cr, placing it in the 'comfortable' size band relative to Large & Mid Cap peers.
How is DSP Large & Mid Cap Fund scored on MFIQ?
DSP Large & Mid Cap Fund holds an MFIQ Score of 5.9/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is DSP Large & Mid Cap Fund?
DSP Large & Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.37% with a maximum historical drawdown of -61.83%.