BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +2.3% annualized alpha (excess return) over its benchmark.
- Over 21 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.96% | +7.77% | +0.19% |
| 3 Months | -1.05% | +0.19% | -1.24% |
| 6 Months | +5.29% | +5.12% | +0.17% |
| 1 Year | +3.17% | +1.89% | +1.28% |
| 3 Years CAGR | +14.56% | +11.88% | +2.68% |
| Since Inception | +13.35% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BARODA BNP PARIBAS ELSS Tax Saver Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.93% | +1.20% | +0.73% |
| 2025 | +4.83% | +3.57% | +1.26% |
| 2024 | +23.58% | +19.98% | +3.60% |
| 2023 | +31.27% | +27.84% | +3.43% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.24% | +16.72% | +11.28% | +49.83% | 90.6% | 77.1% |
| 3-Year Rolling | +11.59% | +17.43% | +17.98% | +22.94% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-02-28 | -17.8% | 5 months | 9 months |
| 2022-04-04 | 2022-06-17 | -16.1% | 2 months | 5 months |
| 2026-01-02 | 2026-03-31 | -13.4% | 3 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments | 80% - 100% Money Market and other liquid instruments* Gold and Silver instruments (through ETFs): 0% - 20% Units issued by InvITs: 0%-10% Units of Mutual Funds as permitted by SEBI$: 0%- 10% |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent from time to time.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 913 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| JM ELSS Tax Saver Fund | 4.3 | +15.05% | 2.66% | 102.1% | Rs 245 cr | Compare → |
| quant ELSS Tax Saver Fund | 5.3 | +14.40% | 2.05% | 103.2% | Rs 13,714 cr | Compare → |
| SBI ELSS Tax Saver FUND | 6.7 | +14.22% | 1.83% | 91.3% | Rs 32,287 cr | Compare → |
| Edelweiss ELSS Tax Saver Fund | 4.7 | +13.15% | 2.56% | 101.0% | Rs 460 cr | Compare → |
| DSP ELSS Tax Saver Fund | 7.1 | +14.38% | 1.77% | 95.9% | Rs 17,063 cr | Compare → |
Frequently Asked Questions about BARODA BNP PARIBAS ELSS Tax Saver Fund
What is the expense ratio of BARODA BNP PARIBAS ELSS Tax Saver Fund?
BARODA BNP PARIBAS ELSS Tax Saver Fund has a total expense ratio (TER) of 2.44% with a base expense ratio of 1.95%, compared to the ELSS category median of 2.34%.
Who manages BARODA BNP PARIBAS ELSS Tax Saver Fund?
BARODA BNP PARIBAS ELSS Tax Saver Fund is managed by Silky Jain.
What are the historical returns of BARODA BNP PARIBAS ELSS Tax Saver Fund?
BARODA BNP PARIBAS ELSS Tax Saver Fund delivered a 3-year CAGR of 14.56%. Its 1-year return stands at +3.17%.
How large is BARODA BNP PARIBAS ELSS Tax Saver Fund?
BARODA BNP PARIBAS ELSS Tax Saver Fund manages assets of Rs 913 cr, placing it in the 'comfortable' size band relative to ELSS peers.
How is BARODA BNP PARIBAS ELSS Tax Saver Fund scored on MFIQ?
BARODA BNP PARIBAS ELSS Tax Saver Fund holds an MFIQ Score of 7.2/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BARODA BNP PARIBAS ELSS Tax Saver Fund?
BARODA BNP PARIBAS ELSS Tax Saver Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.89% with a maximum historical drawdown of -17.77%.