Baroda BNP Paribas Business Cycle Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 85% of historical 3-year rolling periods.
- 5-Year CAGR of 10.32% demonstrates steady long-term compounding.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.48% | +6.32% | +1.16% |
| 3 Months | +1.35% | -0.20% | +1.55% |
| 6 Months | +5.80% | +5.98% | -0.18% |
| 1 Year | +4.87% | +3.90% | +0.97% |
| 3 Years CAGR | +12.49% | +13.23% | -0.74% |
| 5 Years CAGR | +10.32% | +10.72% | -0.40% |
| Since Inception | +10.32% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Baroda BNP Paribas Business Cycle Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.08% | +4.03% | -0.95% |
| 2025 | +0.80% | +1.43% | -0.63% |
| 2024 | +20.49% | +20.41% | +0.08% |
| 2023 | +30.98% | +30.70% | +0.28% |
| 2022 | +1.44% | +1.66% | -0.22% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -10.85% | +13.65% | +5.84% | +49.84% | 77.4% | 62.2% |
| 3-Year Rolling | +10.09% | +15.59% | +15.60% | +22.66% | 100.0% | 85.0% |
| 5-Year Rolling | +8.14% | +9.01% | +9.05% | +10.32% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-02-28 | -20.8% | 5 months | Not yet recovered |
| 2022-01-17 | 2022-06-17 | -18.9% | 5 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments selected on the basis of business cycles | 80% - 100%, Other equity and equity related instruments: 0% - 20%, Overseas equity and equity related instruments, including ADR, GDR, or any other type of securities: 0% - 20%, Units issued by InvITs: 0% - 10%, Money Market and other liquid instruments^^, Gold and Silver instruments (through ETFs): 0% - 20% Units of Mutual Funds as permitted by SEBI$: 0% - 10% |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long term capital appreciation for investors by investing predominantly in equity and equity related securities with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 570 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mirae Asset Banking and Financial Services Fund | 6.0 | +13.00% | 2.13% | 94.5% | Rs 2,407 cr | Compare → |
| Kotak Banking & Financial Services Fund | 6.0 | +13.29% | 2.24% | 97.2% | Rs 1,577 cr | Compare → |
| quant Manufacturing Fund | 4.4 | +14.12% | 2.73% | 123.2% | Rs 710 cr | Compare → |
| Aditya Birla Sun Life ESG Integration Strategy Fund | 4.6 | +11.97% | 2.43% | 95.4% | Rs 582 cr | Compare → |
| SBI COMMA Fund | 4.8 | +14.66% | 2.31% | 88.4% | Rs 1,242 cr | Compare → |
Frequently Asked Questions about Baroda BNP Paribas Business Cycle Fund
What is the expense ratio of Baroda BNP Paribas Business Cycle Fund?
Baroda BNP Paribas Business Cycle Fund has a total expense ratio (TER) of 2.53% with a base expense ratio of 2.07%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Baroda BNP Paribas Business Cycle Fund?
Baroda BNP Paribas Business Cycle Fund is managed by Rohan Korde.
What are the historical returns of Baroda BNP Paribas Business Cycle Fund?
Baroda BNP Paribas Business Cycle Fund delivered a 3-year CAGR of 12.49% and a 5-year CAGR of 10.32%. Its 1-year return stands at +4.87%.
How large is Baroda BNP Paribas Business Cycle Fund?
Baroda BNP Paribas Business Cycle Fund manages assets of Rs 570 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Baroda BNP Paribas Business Cycle Fund scored on MFIQ?
Baroda BNP Paribas Business Cycle Fund holds an MFIQ Score of 5.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Baroda BNP Paribas Business Cycle Fund?
Baroda BNP Paribas Business Cycle Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.83% with a maximum historical drawdown of -20.79%.