BANDHAN Conservative Hybrid Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Over 17 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.24% | +1.94% | +1.30% |
| 3 Months | +0.68% | +0.03% | +0.65% |
| 6 Months | +3.74% | +2.40% | +1.34% |
| 1 Year | +3.23% | +2.66% | +0.57% |
| 3 Years CAGR | +6.77% | +6.99% | -0.22% |
| 5 Years CAGR | +5.12% | +6.45% | -1.33% |
| 7 Years CAGR | +5.86% | +7.69% | -1.83% |
| 10 Years CAGR | +6.02% | +6.77% | -0.75% |
| Since Inception | +7.49% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BANDHAN Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.34% | +2.59% | -0.25% |
| 2025 | +6.69% | +6.07% | +0.62% |
| 2024 | +7.73% | +10.16% | -2.43% |
| 2023 | +9.46% | +10.90% | -1.44% |
| 2022 | +0.14% | +3.04% | -2.90% |
| 2021 | +6.03% | +9.98% | -3.95% |
| 2020 | +8.47% | +10.19% | -1.72% |
| 2019 | +8.12% | +6.88% | +1.24% |
| 2018 | +1.64% | +0.32% | +1.32% |
| 2017 | +9.83% | +10.97% | -1.14% |
| 2016 | +9.05% | +9.05% | 0.00% |
| 2015 | +7.10% | +6.27% | +0.83% |
| 2014 | +20.04% | +20.04% | 0.00% |
| 2013 | +3.99% | +5.37% | -1.38% |
| 2012 | +18.95% | +15.25% | +3.70% |
| 2011 | +0.53% | -0.32% | +0.85% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -3.95% | +7.60% | +6.93% | +23.58% | 96.1% | - |
| 3-Year Rolling | +1.92% | +7.84% | +7.23% | +14.31% | 100.0% | - |
| 5-Year Rolling | +4.36% | +7.70% | +7.14% | +11.91% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-20 | 2020-03-23 | -11.5% | 1 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities & Equity related instruments (Including derivatives) | 10% - 25% Debt & Money Market instruments (including Government securities, Securitised debt, Margin money/FD): 75% - 90% Units issued by InvITs: 0% - 10% Units of Mutual Fund: 0% 15% |
Investment Objective & Strategy
The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s total assets in equity securities.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 85.2 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| CANARA ROBECO CONSERVATIVE HYBRID FUND | 3.7 | +6.84% | 1.89% | - | Rs 817 cr | Compare → |
| Axis Conservative Hybrid Fund | 3.5 | +5.94% | 2.15% | - | Rs 217 cr | Compare → |
| BARODA BNP PARIBAS Conservative Hybrid Fund | 4.9 | +6.99% | 2.06% | - | Rs 956 cr | Compare → |
| BANK OF INDIA Conservative Hybrid Fund | 2.5 | +5.92% | 2.27% | - | Rs 70.3 cr | Compare → |
| UTI Conservative Hybrid Fund | 5.3 | +7.35% | 1.85% | - | Rs 1,615 cr | Compare → |
Frequently Asked Questions about BANDHAN Conservative Hybrid Fund
What is the expense ratio of BANDHAN Conservative Hybrid Fund?
BANDHAN Conservative Hybrid Fund has a total expense ratio (TER) of 1.94% with a base expense ratio of 1.65%, compared to the Conservative Hybrid category median of 1.89%.
Who manages BANDHAN Conservative Hybrid Fund?
BANDHAN Conservative Hybrid Fund is managed by Viraj Kulkarn.
What are the historical returns of BANDHAN Conservative Hybrid Fund?
BANDHAN Conservative Hybrid Fund delivered a 3-year CAGR of 6.77% and a 5-year CAGR of 5.12%. Its 1-year return stands at +3.23%.
How large is BANDHAN Conservative Hybrid Fund?
BANDHAN Conservative Hybrid Fund manages assets of Rs 85.2 cr, placing it in the 'small' size band relative to Conservative Hybrid peers.
How is BANDHAN Conservative Hybrid Fund scored on MFIQ?
BANDHAN Conservative Hybrid Fund holds an MFIQ Score of 4.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BANDHAN Conservative Hybrid Fund?
BANDHAN Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.88% with a maximum historical drawdown of -11.46%.