BAJAJ FINSERV LARGE CAP FUND - REGULAR PLAN - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 79% limits losses during market corrections.
- Generated +2.9% annualized alpha (excess return) over its benchmark.
- Expense ratio (2.72%) is higher than category median (2.29%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +10.85% | +10.11% | +0.74% |
| 3 Months | +1.96% | +2.34% | -0.38% |
| 6 Months | +7.97% | +7.43% | +0.54% |
| 1 Year | +2.25% | +1.45% | +0.80% |
| Since Inception | +2.08% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.56% | +0.43% | +1.13% |
| 2025 | +8.48% | +7.29% | +1.19% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -7.46% | +2.89% | +2.68% | +17.37% | 60.9% | 63.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-26 | 2025-02-28 | -17.5% | 5 months | 20 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities & Equity related securities of large cap companies | 80% - 100%, Equities & Equity related securities of other than large cap companies, equity & equity related securities of foreign companies - 0% - 20% Money market instruments*, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Liquid, Overnight and Money Market Mutual Fund - 0% - 20% *Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time. |
Investment Objective & Strategy
The objective of the Scheme is to generate long term capital appreciation and income distribution to investors by predominantly investing in equity and equity related instruments of large cap companies. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,712 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Sundaram Large Cap Fund Formerly Known as Sundaram Blue Chip Fund | 4.3 | +8.69% | 2.05% | 89.9% | Rs 3,090 cr | Compare → |
| Motilal Oswal Large Cap | 4.7 | - | 2.06% | 95.1% | Rs 3,189 cr | Compare → |
| Union Largecap Fund | 2.6 | +9.15% | 2.58% | 92.2% | Rs 452 cr | Compare → |
| Samco Large Cap Fund | 2.3 | - | 3.68% | 37.3% | Rs 90.3 cr | Compare → |
| LIC MF Large Cap Fund | 1.5 | +9.36% | 2.46% | 107.3% | Rs 1,414 cr | Compare → |
Frequently Asked Questions about BAJAJ FINSERV LARGE CAP FUND
What is the expense ratio of BAJAJ FINSERV LARGE CAP FUND?
BAJAJ FINSERV LARGE CAP FUND has a total expense ratio (TER) of 2.72% with a base expense ratio of 1.79%, compared to the Large Cap category median of 2.29%.
Who manages BAJAJ FINSERV LARGE CAP FUND?
BAJAJ FINSERV LARGE CAP FUND is managed by Nimesh Chandan.
What are the historical returns of BAJAJ FINSERV LARGE CAP FUND?
BAJAJ FINSERV LARGE CAP FUND has a 1-year return of +2.25%.
How large is BAJAJ FINSERV LARGE CAP FUND?
BAJAJ FINSERV LARGE CAP FUND manages assets of Rs 1,712 cr, placing it in the 'comfortable' size band relative to Large Cap peers.
How is BAJAJ FINSERV LARGE CAP FUND scored on MFIQ?
BAJAJ FINSERV LARGE CAP FUND holds an MFIQ Score of 5.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BAJAJ FINSERV LARGE CAP FUND?
BAJAJ FINSERV LARGE CAP FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.95% with a maximum historical drawdown of -17.47%.