BAJAJ FINSERV ELSS - TAX SAVER FUND - REGULAR - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Generated +2.1% annualized alpha (excess return) over its benchmark.
- Downside capture of 108% indicates larger drops during broader market downturns.
- Expense ratio (2.94%) is higher than category median (2.34%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.63% | +7.77% | -0.14% |
| 3 Months | +1.38% | +0.19% | +1.19% |
| 6 Months | +4.97% | +5.12% | -0.15% |
| 1 Year | +3.41% | +1.89% | +1.52% |
| Since Inception | +9.96% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.86% | +1.20% | +2.66% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.33% | +3.27% | +2.87% | +13.75% | 79.6% | 73.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-11-03 | 2026-03-30 | -14.1% | 5 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Securities | 80% - 100%, Money market instruments*, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Liquid, Overnight and Money Market Mutual Fund - 0% - 20% *Money market instruments will include Commercial papers, Commercial bills, Treasury bills, Government securities having an unexpired maturity up to one year, Tri-party Repos on Government securities or treasury bills (TREPS), Certificate of deposit, Usance bills, permitted securities under a repo / reverse repo agreement and any other like instruments may be permitted by RBI / SEBI from time to time, subject to necessary regulatory approvals. |
Investment Objective & Strategy
To generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities while offering deduction on such investment made in the scheme under Section 80C of the Income Tax Act, 1961. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 95.3 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Samco ELSS Tax Saver Fund | 1.5 | +1.15% | 3.35% | 133.8% | Rs 100 cr | Compare → |
| Shriram ELSS Tax Saver Fund | 2.4 | +6.46% | 2.57% | 114.2% | Rs 47.8 cr | Compare → |
| NJ ELSS Tax Saver Fund | 3.1 | +6.51% | 2.54% | 105.0% | Rs 338 cr | Compare → |
| UTI ELSS Tax Saver Fund | 2.9 | +8.67% | 1.94% | 102.8% | Rs 3,472 cr | Compare → |
| Mahindra Manulife ELSS Tax Saver Fund | 2.6 | +8.78% | 2.49% | 99.1% | Rs 892 cr | Compare → |
Frequently Asked Questions about BAJAJ FINSERV ELSS TAX SAVER FUND
What is the expense ratio of BAJAJ FINSERV ELSS TAX SAVER FUND?
BAJAJ FINSERV ELSS TAX SAVER FUND has a total expense ratio (TER) of 2.94% with a base expense ratio of 2.1%, compared to the ELSS category median of 2.34%.
Who manages BAJAJ FINSERV ELSS TAX SAVER FUND?
BAJAJ FINSERV ELSS TAX SAVER FUND is managed by Nimesh Chandan.
What are the historical returns of BAJAJ FINSERV ELSS TAX SAVER FUND?
BAJAJ FINSERV ELSS TAX SAVER FUND has a 1-year return of +3.41%.
How large is BAJAJ FINSERV ELSS TAX SAVER FUND?
BAJAJ FINSERV ELSS TAX SAVER FUND manages assets of Rs 95.3 cr, placing it in the 'small' size band relative to ELSS peers.
How is BAJAJ FINSERV ELSS TAX SAVER FUND scored on MFIQ?
BAJAJ FINSERV ELSS TAX SAVER FUND holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BAJAJ FINSERV ELSS TAX SAVER FUND?
BAJAJ FINSERV ELSS TAX SAVER FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.96% with a maximum historical drawdown of -14.08%.