Aditya Birla Sun Life Multi Asset Allocation Fund-Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 34% limits losses during market corrections.
- Generated +5.9% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.78% is lower than category median (2.13%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.12% | +3.61% | +0.51% |
| 3 Months | -0.81% | -1.36% | +0.55% |
| 6 Months | +3.24% | +1.77% | +1.47% |
| 1 Year | +8.33% | +6.58% | +1.75% |
| 3 Years CAGR | +15.35% | +13.86% | +1.49% |
| Since Inception | +15.17% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life Multi Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.39% | +2.90% | +0.49% |
| 2025 | +18.85% | +18.15% | +0.70% |
| 2024 | +16.05% | +16.05% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +1.17% | +16.58% | +15.36% | +29.62% | 100.0% | 71.9% |
| 3-Year Rolling | +13.31% | +16.09% | +15.95% | +19.73% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -13.0% | 2 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme will be as follows: | Per Scheme Mandate |
| Equity & Equity related instruments - 65-80% | Per Scheme Mandate |
| Debt and Money Market Instruments - 10-25% | Per Scheme Mandate |
| Commodities* including ETCDs- 10-25% | Per Scheme Mandate |
| Units issued by InvITs - 0-10% | Per Scheme Mandate |
| Units of Mutual Funds - 0-15% | Per Scheme Mandate |
| *Including Gold and Gold related instruments, Silver and Silver related instruments. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 7,836 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI MULTI ASSET ALLOCATION FUND | 5.6 | +13.84% | 1.37% | 23.1% | Rs 21,580 cr | Compare → |
| Kotak Multi Asset Allocation Fund | 6.5 | +16.15% | 1.77% | 25.3% | Rs 15,532 cr | Compare → |
| Nippon India Multi Asset Allocation Fund | 7.1 | +17.22% | 1.45% | 23.9% | Rs 18,983 cr | Compare → |
| UTI Multi Asset Allocation Fund | 4.0 | +13.47% | 1.83% | 48.2% | Rs 6,856 cr | Compare → |
| quant Multi Asset Allocation Fund | 5.8 | +19.81% | 2.13% | 18.5% | Rs 6,958 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life Multi Asset Allocation Fund
What is the expense ratio of Aditya Birla Sun Life Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi Asset Allocation Fund has a total expense ratio (TER) of 1.78% with a base expense ratio of 1.49%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Aditya Birla Sun Life Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi Asset Allocation Fund is managed by Dhaval Gala (tenure: 2.0 years since 2024-10-31).
What are the historical returns of Aditya Birla Sun Life Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi Asset Allocation Fund delivered a 3-year CAGR of 15.35%. Its 1-year return stands at +8.33%.
How large is Aditya Birla Sun Life Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi Asset Allocation Fund manages assets of Rs 7,836 cr, placing it in the 'comfortable' size band relative to Multi Asset Allocation peers.
How is Aditya Birla Sun Life Multi Asset Allocation Fund scored on MFIQ?
Aditya Birla Sun Life Multi Asset Allocation Fund holds an MFIQ Score of 6.2/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.63% with a maximum historical drawdown of -12.98%.