Aditya Birla Sun Life Conservative Hybrid Fund - Growth / Payment - Regular Plan
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 99% of 3-year investment horizons.
- Consistently ranked #3 in its category with an MFIQ quantitative score of 4.9/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.94% | +1.94% | 0.00% |
| 3 Months | -0.12% | +0.03% | -0.15% |
| 6 Months | +2.57% | +2.40% | +0.17% |
| 1 Year | +3.13% | +2.66% | +0.47% |
| 3 Years CAGR | +7.94% | +6.99% | +0.95% |
| 5 Years CAGR | +7.03% | +6.45% | +0.58% |
| 7 Years CAGR | +8.43% | +7.69% | +0.74% |
| 10 Years CAGR | +7.52% | +6.77% | +0.75% |
| Since Inception | +8.67% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life Conservative Hybrid Fund / Payment compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.12% | +2.59% | +0.53% |
| 2025 | +7.13% | +6.07% | +1.06% |
| 2024 | +10.47% | +10.16% | +0.31% |
| 2023 | +9.62% | +10.90% | -1.28% |
| 2022 | +5.33% | +3.04% | +2.29% |
| 2021 | +13.36% | +9.98% | +3.38% |
| 2020 | +9.23% | +10.19% | -0.96% |
| 2019 | +5.83% | +6.88% | -1.05% |
| 2018 | -2.16% | +0.32% | -2.48% |
| 2017 | +15.52% | +10.97% | +4.55% |
| 2016 | +13.12% | +9.05% | +4.07% |
| 2015 | +5.40% | +6.27% | -0.87% |
| 2014 | +27.70% | +20.04% | +7.66% |
| 2013 | +6.65% | +5.37% | +1.28% |
| 2012 | +16.75% | +15.25% | +1.50% |
| 2011 | -0.64% | -0.32% | -0.32% |
| 2010 | +7.57% | +7.00% | +0.57% |
| 2009 | +20.88% | +20.50% | +0.38% |
| 2008 | -11.56% | -6.69% | -4.87% |
| 2007 | +16.03% | +18.43% | -2.40% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -19.02% | +9.24% | +8.32% | +35.07% | 91.0% | - |
| 3-Year Rolling | -0.80% | +9.34% | +8.79% | +18.97% | 99.1% | - |
| 5-Year Rolling | +3.77% | +9.39% | +9.07% | +15.17% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-02 | 2008-10-27 | -23.3% | 10 months | 9 months |
| 2020-02-12 | 2020-03-23 | -14.3% | 1 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme will be as follows: | Per Scheme Mandate |
| Instruments - Range | Per Scheme Mandate |
| Debt and Money Market securities (including securitized debt upto maximum of 50%) | 75%-90% |
| Equities and equity related instruments | 10%-25% |
| Units issued by InvITs | 0%-10% |
| Units of Mutual Funds (including Gold ETFs,Silver ETFs) | 0%-15% |
| ETCDs | 0%-10% |
Investment Objective & Strategy
The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,474 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Conservative Hybrid Fund | 6.5 | +8.15% | 1.25% | - | Rs 178 cr | Compare → |
| SBI Conservative Hybrid Fund | 7.0 | +7.92% | 1.49% | - | Rs 10,103 cr | Compare → |
| Parag Parikh Conservative Hybrid Fund | 8.7 | +8.69% | 0.66% | - | Rs 3,451 cr | Compare → |
| HSBC Conservative Hybrid Fund | 4.7 | +8.11% | 2.19% | - | Rs 151 cr | Compare → |
| UTI Conservative Hybrid Fund | 5.3 | +7.35% | 1.85% | - | Rs 1,615 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life Conservative Hybrid Fund / Payment
What is the expense ratio of Aditya Birla Sun Life Conservative Hybrid Fund / Payment?
Aditya Birla Sun Life Conservative Hybrid Fund / Payment has a total expense ratio (TER) of 1.8% with a base expense ratio of 1.54%, compared to the Conservative Hybrid category median of 1.89%.
Who manages Aditya Birla Sun Life Conservative Hybrid Fund / Payment?
Aditya Birla Sun Life Conservative Hybrid Fund / Payment is managed by Mohit Sharma (tenure: 2.0 years since 2024-10-31).
What are the historical returns of Aditya Birla Sun Life Conservative Hybrid Fund / Payment?
Aditya Birla Sun Life Conservative Hybrid Fund / Payment delivered a 3-year CAGR of 7.94% and a 5-year CAGR of 7.03%. Its 1-year return stands at +3.13%.
How large is Aditya Birla Sun Life Conservative Hybrid Fund / Payment?
Aditya Birla Sun Life Conservative Hybrid Fund / Payment manages assets of Rs 1,474 cr, placing it in the 'comfortable' size band relative to Conservative Hybrid peers.
How is Aditya Birla Sun Life Conservative Hybrid Fund / Payment scored on MFIQ?
Aditya Birla Sun Life Conservative Hybrid Fund / Payment holds an MFIQ Score of 4.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life Conservative Hybrid Fund / Payment?
Aditya Birla Sun Life Conservative Hybrid Fund / Payment has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.39% with a maximum historical drawdown of -23.27%.